Business Details
About
Loan Agency
Heights Finance in Covington, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.0
25 reviews
5 stars
19
4 stars0
3 stars0
2 stars0
1 star
6
- SMShanola MarkNov 15, 20255.0Ms Chelsea was a sweet polite young lady. She got me right. I appreciate all the help they do with they customers.
- CCCasey CrouchNov 11, 20255.0Chelsea and Tamikio are the BEST!! Truly cares about every customer! Their customer service is above and beyond! Quick and easy lending!
- VHVashonda HarrisOct 28, 20255.0Ms . Chelsea Robert’s was so nice and patient and understanding with my mom she can in and got a loan and she made our experience great and funny … she kept us laughing she has a great personality I would like to come to her for a loan ….and my our family…five stars for her she need a raise… ASAP
- VCVictoria ChatmanOct 17, 20251.0Horrible service. Paid off two months ago then tried to reapply they don’t call u to let u know. U gotta keep calling to find out. Bad customer service
- JDJessica DriverOct 1, 20255.0Go see Ches and James quick and easy !
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Covington offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. The process is designed to be fast and easy with assistance from friendly representatives.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Is good credit required to get a loan?
Good credit may help, but decisions are based on multiple factors. You may qualify even without stellar credit; the best way to find out is to apply.
What are the payment options for loans at Heights Finance?
Payments can be made online, through a mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
What are the business hours for Heights Finance in Covington?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the facility has wheelchair accessible entrances and onsite parking for customers.
Are there other financial service providers near Heights Finance in Covington?
Yes, 1st Heritage Credit and First Heritage Credit are nearby financial service providers and banks that customers can also consider.
What local stores near Heights Finance can I visit for supplements and vitamins?
GNC and GNC Live Well are nearby retail stores specializing in vitamins and supplements, convenient for customers needing health products.
What dining options are available near Heights Finance in Covington?
Nearby dining options include Pardon My Cheesesteak, IHOP for breakfast and brunch, Applebee's sports bar and restaurant, and Daiquiris and Creams lounge and cocktail bar.