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Welcome to First Horizon Bank - located in Breaux Bridge. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Breaux Bridge, LA - Rees St
1410 Rees Street, Breaux Bridge, LA
70517, United States
Hours
Reviews
3.1
14 reviews
5 stars
7
4 stars0
3 stars0
2 stars
1
1 star
6
- CCcaitlin champagneOct 4, 20241.0My actual bank is not in the area where I live, for convenience I opened an account at First Horizon that way I can cash checks locally when my kids need money for school. This account has been open over a year and a half. My transactions have been the same, I go and cash small checks and I keep a pretty low balance. Never have I ever had issues cashing a check there until today. I was cashing a 200.00 check off of the same account I always use and because my account only had 196.00 the woman refused to cash it which I think is absurd since it’s only an $4.00 difference. The logic in this is just lacking for me. So rude and so inconvenient.
- LELeigh Ann ElliottJul 23, 20221.0Why does the location near me have times posted on the building saying they are open a half day on Sat, but yet are never open for those hours?
- MGMargaret GuidryApr 8, 20221.0Run as fast as you can! Bank ATM never works, and the only private ATM available to use other than the bank atm, that never works, is 16 miles away. If you use a foreign atm, not int their network, they decline the transaction and charge you $3.00 for the decline. They have refunded 13 charges after I called but continue to charge $3.00 because they continue to decline every attempt I make to try to get money out my account. They are fraudulently taking money for declining me. Their customer service guy said they can't tell if I wasn't making a balance inquiry because the atm doesn't tell them what I was trying to do at the atm. He said he was going to believe me this time and credit my account. I have never been charged for a decline at any other bank. He then said I probably need new atm card because sometime the chip is defective. I thunk this bank is defective!
Frequently Asked Questions About First Horizon Bank - Breaux Bridge, LA - Rees St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours of the First Horizon Bank drive-through at Breaux Bridge?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and a personal identification such as a driver’s license, passport, or government-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of our banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
Does First Horizon Bank offer programs for first-time homebuyers?
Yes, First Horizon provides programs including FHA loans and options with lower down payment requirements, with mortgage specialists available to help explore the best fit for your needs.
What small business loan options are available through First Horizon Bank?
First Horizon offers small business term loans, lines of credit, and real estate loans. You can talk to a banker to review loan options tailored to your business needs.
Are there parking and accessibility options at First Horizon Bank's Breaux Bridge location?
Yes, the bank offers free onsite parking including garage, street, and lot parking, as well as a wheelchair-accessible entrance and drive-through services.
How can nearby businesses like Pizza Hut or Zapote Mexican Grill complement a visit to First Horizon Bank in Breaux Bridge?
Customers can enjoy a meal at nearby restaurants such as Pizza Hut or Zapote Mexican Grill before or after their banking visit, making it convenient to combine errands and dining in the area.
How can nearby services like Breaux Bridge Eye Care or Brown & Brown Gulf States insurance help local customers?
After banking needs are met, customers can access nearby services such as eye care at Breaux Bridge Eye Care or insurance assistance at Brown & Brown Gulf States, facilitating a variety of personal errands in one trip.
What transportation or convenience options nearby assist customers visiting First Horizon Bank?
Nearby amenities like LibertyX Bitcoin ATM and Walgreens pharmacy provide added convenience, while Uber service is available to reach the bank easily.