Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.5
16 reviews
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- CCC ClayJul 31, 20255.0Brandie Smith was great to work with! The process was smooth, communication was clear, and everything was handled professionally. Highly recommend!
- DWDescended WolfMay 15, 20241.0I was scammed by them into a loan where as soon as I missed 1 payment, they stated I missed 3 and then proceeded to sue me in court. I got notifies the day of the hearing causing me to not be able to go which caused me to automatically lose. DO NOT GET A LOAN FROM THEM they will screw you over immediately. This place and those like it should not be in business. Scaming a disabled person you all should be ashamed.
- BDBipolargirl50 Jenkins (DeeDee)Jan 9, 20224.0I'm new with this company as a loan but so far everyone is very nice,professional an go above an beyond to help
- RBRhonda BarnhillFeb 14, 20215.0Naomi ast manager is awesome they help me out alot I think there very professionals And they treated me very good
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance in Bossier City offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, and emergency loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of the loan terms you may qualify for based on your credit and information you provide. Final approval requires a full loan application.
What are the business hours for Republic Finance in Bossier City?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays such as Thanksgiving and Christmas.
How long does it take to receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in the physical office provide same-day funding via paper check.
What is the difference between interest rate and APR on Republic Finance loans?
Interest rate is the percentage charged for borrowing money, excluding fees. APR includes interest plus fees like origination and documentation fees, expressed as a percentage and usually higher than the interest rate.
What happens if I miss a payment on my Republic Finance loan?
Missing a payment may result in a late charge. For details on amounts and policies, contact your local branch or review your loan documents.
Can you refinance a loan at Republic Finance?
Yes, refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including your current loan balance and any applicable fees.
Where is Republic Finance located in Bossier City?
Republic Finance is located at 4726 East Texas Street, Ste 210, Bossier City, LA 71111.
What nearby places can I visit around Republic Finance at 4726 East Texas Street, Bossier City?
Nearby you can find MedRx Pharmacy for health needs, Counter Culture Frozen Yogurt for a snack, and Shane's Seafood & BBQ for dining. These can be convenient stops before or after your visit to Republic Finance.
Are there financial services near Republic Finance in Bossier City?
Yes, nearby financial-related places include Cadence Bank, BancorpSouth Bank, and Bitcoin Depot for currency exchange and ATM services, which might be useful for your financial needs.
What local amenities can I find near Republic Finance for relaxation or fitness?
Close to Republic Finance, you can visit Snap Fitness for workouts, C & T Nail Salon for beauty services, and Painting with a Twist for creative activities, providing a variety of options to enjoy your day.