Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.3
16 reviews
5 stars
9
4 stars0
3 stars0
2 stars0
1 star
7
- SSStephanie StokesOct 22, 20255.0The communication was great. Always there for me. The process was very simple and easy.
- GWGloria WinchesterOct 17, 20255.0Great professionalism and customer service. I found where the office team was great to work with and able to assist me with my needs.
- VJVirgie JacksonJun 21, 20245.0I've had prompt, patient care with any of the representatives at my Coursey Blvd location. Thank you gentlemen so much!!!!
- PSPatricia SaiduNov 11, 20231.0These are a bunch of ugly people running this business with no sense of decorum. It was my misfortune to do business with them, and I regret it deeply! If I was the BBB, I will investigate into them or shut them down because I don't think that they know how to do their jobs. So am advising everyone to TAKE THEIR BUSINESS ELSEWHERE!!!!!
- DRDanielle RossApr 10, 20211.0Hate this place.. Highway robbery. I wouldn't recommend them at all.. They are all about making money. It's an upside down loan...
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance provide?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How is pre-qualifying for a loan different from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided, while final approval and loan terms depend on completing a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, loan checks are real pre-approved loan offers from Republic Finance.
What is the difference between the interest rate and APR on a loan?
The interest rate is the cost percentage for borrowing money, excluding fees. The APR includes the interest rate plus fees such as origination and closing fees, expressed as a percentage, and is typically higher.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, or repayment timeline, including any remaining balance plus applicable fees and optional insurance.
How quickly can I get money from Republic Finance after loan approval?
Funds are deposited in your bank account within 1-2 business days if you qualify for electronic funding, or you receive a paper check the same day if closing at a Republic Finance office.
What loan amounts can I get from Republic Finance?
Loan approval amounts depend on factors like your state and income, with the largest online pre-qualification amount up to $10,000.
What happens if I miss a loan payment at Republic Finance?
You may be charged a late fee. Contact your local branch or check your loan documents for details on late charges.
What nearby places can I visit when I come to Republic Finance at 10979 Coursey Blvd?
Nearby places include Sweet Secrets bakery for treats, Olive Trees grocery store to shop, and The Chimes East restaurant for dining before or after your visit.
Are there any wellness or beauty services near Republic Finance?
Yes, you can visit Fascia Flow A Fascia Remodeling Studio for massage therapy, Blessing Beauty Salon for hair and nails, or Tropical Nail Spa for beauty treatments nearby.
How can nearby financial services help complement my visit to Republic Finance?
Nearby financial services like Investar Bank and Mortgage Financial Services offer banking and mortgage solutions that might assist with your broader financial planning along with Republic Finance's loan services.