Business Details
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Welcome to First Horizon Bank - located in Baton Rouge. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Baton Rouge, LA - Coursey Blvd
14150 Coursey Boulevard, Baton Rouge, LA
70817, United States
Hours
Reviews
2.5
11 reviews
5 stars
3
4 stars0
3 stars
2
2 stars0
1 star
6
- JSJim ShippAug 18, 20251.0This place would not cash a check made out to me because my name “did not appear exactly as on my ID”. The teller was rude and basically told me to get lost. I would stay far, far away from this place
- JFJanet Lee FrenchDec 9, 20241.0I have been using this branch for years for our rental property. The drive through teller today has me very frustrated. She refused to deposit a money order for me because it wasn’t signed by purchaser. I asked why and she said it has to be signed. No requirement on money order and no bank policy could be shown. Ridiculous and RUDE. Inefficient waste of time today. Bad service
- HMHatem et MohamedJul 26, 20241.0This is the most horrible bank ever and they have the the most rude customer service, the ATM machine ate my wife’s card and when we called them they were rude and told her that they only check the machine once a month! U just lost a two customers for ever !
Frequently Asked Questions About First Horizon Bank - Baton Rouge, LA - Coursey Blvd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank on Coursey Boulevard?
The drive-through is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license or passport.
Can I open a personal checking account online through First Horizon Bank?
Yes, you can open a personal checking account online or visit any of the banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate, adjustable-rate (ARMs), FHA, VA, and jumbo mortgage loans suited to various financial needs.
Are there programs at First Horizon that assist first-time homebuyers?
Yes, First Horizon provides programs including FHA loans with lower down payments to help first-time homebuyers find suitable financing.
What qualification criteria are there for small business loans at First Horizon?
Qualifications vary but typically include a strong business plan, credit history, cash flow, collateral, and legal compliance.
How long does the home buying process typically take with First Horizon Bank's mortgage services?
The process usually takes 30 to 60 days from offer to closing, depending on market and transaction specifics.
Which nearby banks can I find around First Horizon Bank on Coursey Boulevard?
Nearby banks include IBERIABANK, Efcu Financial, and E Federal Credit Union, which may provide alternative banking and financial services.
What nearby places can a customer visit for dining options when visiting First Horizon Bank?
Customers can enjoy meals nearby at Raising Cane's, Papa Murphy's Take 'N' Bake Pizza, and Jones Creek Cafe & Oyster Bar.
Are there any nearby automotive service providers near First Horizon Bank on Coursey Boulevard?
Yes, several automotive services nearby include AAMCO Transmissions and Total Car Care, Jiffy Lube, and Goodyear Auto Service for vehicle maintenance and repairs.