Business Details
About
Loan Agency
Heights Finance in Baker, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.4
37 reviews
5 stars
30
4 stars
1
3 stars0
2 stars
1
1 star
5
- RWReva WilsonSep 27, 20255.0Great Customer Service! Highly recommend choosing them for a loan
- DNDianne NorwoodAug 30, 20255.0Customer Service was excellent, fast and friendly I left knowledgeable and comfortable about closing I will definitely refer family and friends!!!!
- JJJanice JohnsonAug 25, 20255.0Easy to work with; they made me feel welcome.
- MDMatthew DayAug 20, 20255.0Great service, friendly and fast!
- DADarryl AsberryAug 14, 20255.0Gerica was a big help and got me in and out. I know where to go when in need for some cash!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Baker, LA offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at their branch location in Baker, LA.
What do I need to bring to apply for a loan?
Bring two sources of identification, residence, and income verification such as government-issued IDs, proof of income, utility or bank statements.
Does Heights Finance require good credit for loan approval?
Good credit can help but is not mandatory; decisions consider multiple factors. It's best to apply to see if you qualify.
What are Heights Finance's hours of operation?
The branch is open Monday to Friday from 8:30 a.m. to 5:30 p.m. and closed on Saturdays and Sundays.
Does Heights Finance offer onsite parking and wheelchair accessible entrances?
Yes, the branch has onsite parking and wheelchair accessible entrances for customer convenience.
Are appointments required to visit Heights Finance?
No, appointments are not required; you can visit during business hours or contact them by phone.
What nearby automotive services can help me after visiting Heights Finance?
Nearby automotive services include O'Reilly Auto Parts for parts, The Mechanic Shop for repairs and oil changes, and Turbo Motors for vehicle purchases.
What local dining options are near Heights Finance in Baker, LA?
You can enjoy meals at nearby restaurants such as Little Caesars Pizza, Lagniappe Baker, and Lagniappe Restaurant before or after your visit.
If I need community or professional services near Heights Finance, where can I go?
Nearby services include Bat Notary and Tags for legal and notary needs, Rotary Club of Baker for community services, and Brand New Life Christian Center for religious gatherings.