Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval requires completing a full loan application.

Loan checks sent by mail are real and represent a pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage charged on borrowing money; APR includes the interest rate plus any fees like origination or documentation fees and is usually higher.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline and includes the remaining balance plus any fees.

Funds are deposited electronically within 1-2 business days if qualified; if in-person, funds are provided the same day via paper check.

The largest loan amount you can pre-qualify for online is $10,000, but actual loan size depends on factors like state residence and income.

You may be charged a late fee; details vary by branch, so contact your local office or consult loan documents for specific late charge information.

Yes, near Republic Finance you'll find a Coin Cloud Bitcoin ATM for cryptocurrency transactions and Jackson Hewitt Tax Service for tax and financial advice, making it convenient to manage various financial needs in one trip.

Nearby places include Bellino's Restaurant for Italian dining, Mac's Fresh Market for groceries, and Day's Barbershop for grooming services, providing a range of convenient options before or after your visit.

Yes, nearby you can find Just For You Skin Care, Beverly Hills One Day Spa, Impressive Nails, and Tomarra's Studio offering spa and beauty treatments to relax and refresh after your financial visit.