Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification gives an estimate of loan terms you may qualify for based on your credit and information provided, while final approval requires completing a full loan application.

Yes, a loan check is a pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage for borrowing money, excluding fees, while the APR includes interest plus fees like origination and documentation, expressed as a percentage.

Refinancing replaces your current loan with a new one that may have a new interest rate, terms, and repayment timeline, including your remaining balance and any agreed fees or insurance.

Funds are deposited electronically within 1-2 business days if qualified, or the same day as a paper check when closing at a physical location.

The largest loan amount you can pre-qualify for online is $10,000, subject to factors like state of residence and income.

Missing payments may result in late charges; details depend on your loan documents and local branch policies.

Open Monday to Friday from 8:00 AM to 5:00 PM; closed on Saturdays, Sundays, and specified holidays like Thanksgiving and Christmas.

Nearby you can find places like World Nails Too and World Nails II for nail and beauty services, Planet Nutrition for health supplements, and New Wok for Asian cuisine, all convenient to visit before or after handling your finances.

Nearby financial services such as Advance America and Check Into Cash offer additional options for loans and financial needs, providing convenience if you need varied financial solutions while in the area.

Yes, nearby stores like Cellular Sales, Verizon, T-Mobile, and GameStop allow you to shop for mobile devices and gaming products close to Republic Finance.