Heights Finance in Winchester, KY offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
So a few months ago I thought it would be a good idea to take out a small loan to help build my credit. Then next thing I know a couple credit cards later all had all these payments due at all different times and it was so hard to keep up with everything. That’s when i got a piece of mail from Heights Finance pre approving me for a small loan. So I thought way not, let’s pay everything off and make it all one payment one time a month. And thanks to my loan officer (Mrs. Sherrie) it was mostly done over the phone, quick, easy, simple, and such a relief not stressing about it anymore. The employees here will do any and everything possible to help you when you need it most. Thanks again ladies! And a special thank you to Sherrie!!!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Winchester, KY offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation loans, and emergency loans up to $10,000 to fit your financial needs.
How can I apply for a loan at Heights Finance?
You can apply for a loan by visiting a branch, applying online through their website, or by phone with their friendly representatives who will help tailor loan options for you.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, utility bills, or bank statements.
Are good credit scores required to get a loan?
Good credit helps but is not always required. Loan approval considers multiple factors, so applying is the best way to find out if you qualify.
What are the business hours for Heights Finance in Winchester?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
What payment methods does Heights Finance accept?
Payments can be made online, via the mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for more info.
Is the Heights Finance branch wheelchair accessible and does it have onsite parking?
Yes, the branch has a wheelchair accessible entrance and offers onsite parking for customers.
Can I get a loan refinancing option at Heights Finance?
If you have a current loan with Heights Finance, you may be eligible to refinance. Visit a branch to discuss details with a team member.
What nearby dining options can I visit before or after coming to Heights Finance?
Nearby restaurants include Captain D's for seafood, Gaunce's Deli and Cafe for casual dining, DJ's Steakhouse for steaks, and El Sabor Latino for Latin American food.
Are there convenient local services near Heights Finance that can assist customers?
Yes, nearby services include Enterprise Car Rental for vehicle needs, The Relaxing Spa for wellness treatments, and PNC Bank for additional financial services.
Where can I find real estate agents near Heights Finance if I’m interested in property services?
Several nearby real estate agents include Serena Cassidy, Hannah Toole, Kimberly Fugate, Kelly J. Hager, and Andrew Fugitt, all associated with Coldwell Banker McMahan.