Heights Finance in Somerset, KY offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Morgan and Karen are wonderful. They are very kind, caring and very knowledgeable in what they are doing. Answered every. Question I had and explained everything to me in a way I completely understood.
RA
Riley Alexander
Oct 21, 2025
5.0
Malend was great she helped me with everything that needed to be done!
TK
Tina Keeney
Oct 10, 2025
5.0
The girls at the Somerset branch are WONDERFUL.They are always willing to go to the max to help!
TW
Toni Whitt
Oct 7, 2025
5.0
Malenda was super sweet she walked us through everything we were signing and explained everything. She was very thorough and very polite and chatty
KK
Kristen King
Sep 29, 2025
5.0
Morgan was AMAZING to work with! She made the process so much better! Thank you Morgan for all your help during this time of quick need!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loan services does Heights Finance in Somerset offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation loans, emergency loans, and loan refinancing options up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at the branch. The process is designed to be fast and easy with assistance from friendly representatives.
What do I need to bring when applying for a loan?
You need two sources of information for identity, residence, and income verification. These can include government-issued IDs, proof of income, utility bills, or bank statements.
Do I need good credit to get a loan at Heights Finance?
While good credit can help, Heights Finance considers multiple factors and you may still qualify without stellar credit. The best way to know is to apply.
What are the payment options for loans?
Payments can be made online, via the mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for more details.
What are Heights Finance's business hours in Somerset?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Does Heights Finance in Somerset have accessible facilities and parking?
Yes, the branch has a wheelchair accessible entrance, onsite services, and onsite parking is available. Appointments are not required.
What nearby places can I visit before or after my visit to Heights Finance?
Near Heights Finance, you can visit Subway for a quick meal, CVS Pharmacy for health needs, or The Castle Jewelry for shopping. Also, if you need legal advice, the Law Office Of Jennifer Thomas is nearby.
Are there nearby financial services to complement your visit to Heights Finance?
Yes, near Heights Finance, you can find Edward Jones for financial services and First Southern National Bank for banking needs, complementing your financial planning activities.
What nearby amenities are available if I want to grab a meal or fuel my vehicle near Heights Finance?
You can enjoy dining options like Burger King or Donatos Pizza nearby. For fueling your vehicle, Wildcat Fuel & More and Shell gas stations are also conveniently close.