Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.8
6 reviews
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- EMEileen MillanAug 18, 20251.0Very very poor service 10 out of 10 would not recommend their service. The single longest wait times met with rude service. Often after long hold times that doesn't result in any service at all and being met with an automated response or calls just being flat out ended with no response at all!. Made it impossible to find out if I am even a candidate for a car!!
- MSMichael StanleyJul 30, 20255.0Awesome team to work with
- HHHoward HallJul 18, 20245.0Under new management now.great custmor.service friendly people from here in the mountains of eastern ky. They make.you feel.at. home
- SPSheri PetrucciMay 6, 20245.0Very happy with our services. I would recommend these boys to my friends and family. Great job Caleb Helms, Jacob Mulcahy, Jake Rainey ❤️❤️❤️❤️❤️
- PHPatricia HatfieldMar 14, 20222.0They called us Wednesday wanting to renew our loan because it was customer appreciation week and then they call back to tell us they couldn’t approve us not right
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, and other unplanned expenses.
How can I get an estimate of the loan terms I may qualify for?
You can pre-qualify for a loan to get an estimate of the loan terms based on your credit and information provided. Final approval requires a full loan application.
Is a loan check I received in the mail from Republic Finance genuine?
Yes, loan checks sent by Republic Finance are real and represent pre-approved loan offers.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the cost percentage charged for borrowing money, while the APR includes the interest rate plus any additional fees such as origination and documentation fees, usually making it higher than the interest rate.
What does refinancing a loan mean at Republic Finance?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline, incorporating the remaining balance and any applicable fees.
How quickly can I receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office loans provide funds the same day via a paper check.
What is the maximum amount I can borrow from Republic Finance?
Online pre-qualification allows for loans up to $10,000, though approval amounts depend on factors like state of residence and income.
What happens if I miss a payment on my Republic Finance loan?
You may incur a late charge. Contact your local branch or review your loan documents for details on late fees and terms.
What nearby places can I visit around Republic Finance in Pikeville for dining options?
Near Republic Finance, you can find dining options such as Pizza Hut, Peking Chinese Restaurant, Peking Hibachi, Peking Asian Cuisines, Hibachi Grill, Subway, and TCBY for various cuisines and quick meals.
Are there any shopping destinations near Republic Finance in Pikeville?
Yes, nearby shopping spots include Daffodils Boutique, LenTan's Bridal Boutique, Trendz, Goodwill, Big Sandy Superstore, Shoe Dept., Southern Prep, Weddington Square, and Mattress Warehouse.
What services near Republic Finance could complement my visit, such as insurance or financial advising?
Nearby you can find Goosehead Insurance - Matthew Phillips and Jennifer Reynolds - State Farm Insurance for insurance needs, as well as Edward Jones for financial advising and investing services.