Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and emergency expenses.

Pre-qualification provides an estimate of loan terms based on your credit and self-reported information, while final approval requires completing a full loan application.

Yes, if you close your loan at a Republic Finance office, you receive your funds the same day via a paper check; electronic funding deposits take 1-2 business days.

Republic Finance is open Monday through Friday, 8:00 AM to 5:00 PM, and closed on weekends and certain holidays.

Missed payments may incur late charges. Contact your local branch or review your loan documents for specific details.

Nearby dining includes Boss Burrito for Mexican cuisine, Night Moves Cocktail Bar for drinks and food, Rocket Fired Pizza, Thai Kitchen for Asian cuisine, and Blue Ginger restaurant.

Yes, Elegant Nail & Spa and Extravagant Nails and Spa provide nail and beauty services close by.

Edward Jones offers financial advising and investing services nearby, and OneMain Financial provides check cashing and payday loans.

Matt Hernandez Creative provides professional event photography services close to Republic Finance.

Visitors can enjoy shopping at Kohl's, Michaels Stores for arts and crafts, and jewelry shopping at Jewelryland, all located near Republic Finance.