Heights Finance in Paducah, KY offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Heights finance was great. Fred was very helpful with a great attitude. Will always come here for my loan needs. Thanks!
KB
Kyndra Bullmer
Nov 6, 2025
5.0
Fred did an awesome job getting my account updated and refinanced. Super friendly people, and easy to work with!
RY
ReAnna Young
Nov 4, 2025
5.0
Fred was very great!! He helped me find a plan that works for me! 10/10 recommend
AB
Alex Borders
Oct 15, 2025
1.0
Borrowed money for a side by side, after over a year I fell on hard times because work was slow so , I tried to sell it for what I owed. It was worth way more than I owed, but had no buyers. I wasn't behind on my payments and I volunteered surrendering the side by side to help me financially. They sold it for pennies on the dollar and say I still owe them over 12 grand and now is on my credit report for being behind on my payments and I never received a phone call that I owed them money. I should have kept the side by side. They are crooks and I learned my lesson..dont make the same mistake and borrow from them..
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Paducah offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans, with amounts up to $10,000.
How can I apply for a loan at Heights Finance in Paducah?
You can apply for a loan online, in the branch located at 3333 Irvin Cobb Drive Ste 109, or by phone.
What is an installment loan?
An installment loan is used for personal reasons such as bills, car repairs, or debt consolidation, and is repaid in fixed monthly installments over time.
Do I need good credit to qualify for a loan?
While good credit helps, loan decisions are based on multiple factors and you may qualify without stellar credit. The best way to know is to apply.
What identification do I need to apply for a loan?
You need two sources for identity, residence, and income verification such as government-issued IDs, proof of income, and utility or bank statements.
What are your branch hours in Paducah?
The Paducah branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is there onsite parking and wheelchair access at the Paducah location?
Yes, the Paducah branch has onsite parking and a wheelchair accessible entrance.
Can I make loan payments online or by phone?
Yes, you can make payments online, via the mobile app, automated bank payments, check, money order, or debit card. Contact the local branch for details.
Which nearby businesses can I visit around Heights Finance in Paducah?
Nearby businesses include Hallmark Glass & Mirror for auto repair, Beauty Bank by Ty for beauty services, and Red Wing for shoes and retail shopping.
What nearby community and religious organizations are close to Heights Finance?
District 1 Gaming, a community service non-profit, and Christ Community Church are close by, offering social and religious activities you might explore before or after your visit.
Where can I find additional services like chiropractic care near Heights Finance?
Nearby, Southside Chiropractic and Southside Family provide chiropractic and holistic health services if you're interested in wellness visits alongside your finance needs.