Liberty Federal Credit Union | West Owensboro

3.9
24 reviews

About

Credit UnionOnline BankingCar Finance and Loan CompanyCredit CardsBank
Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty's free Vertical Checking account offers a high interest rate of 3.45% APY on balances up to $20,000. It has been recognized by Forbes as one of Indiana’s best financial institutions. It has also been named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appeared on Newsweek’s list of America’s Best Banks in 2022. Liberty currently serves more than 270,000 members across all fifty states and at least eight countries.

Location

Liberty Federal Credit Union | West Owensboro
2820 N. York Street, Owensboro, KY
42304, United States

Hours

Reviews

3.9
24 reviews
5 stars
15
4 stars
2
3 stars
1
2 stars
1
1 star
5
  • LM
    Laura Muhlenberg
    Dec 30, 2025
    2.0
    My parents have been members at the former Evansville credit union and now liberty credit union for over 50 years, or something close to that. I have been a member for about 15 years. When I first arrived here and it was Saul, Evansville, Federal credit Union, everyone knew the employees employees knew the clients. I came here, retired from Washington DC, and was very impressed that in a small town this would happen. It does not happen and most of the free world. When liberty bought out, Evansville Federal credit Union, all the previous employees disappeared. I suppose that is due to the rain long time employees and being more expensive. But you know, continuity, and confidence comes with experience. Says liberty has taken over, we have had problems to include getting a new credit card for my mom and getting automatic payment set up for the credit card. I also have concerns about security. I had a teller asked me for my Social Security number when I was trying to make a deposit… No one’s Social Security number should ever be requested in public. The manager there and I asked her about it and she said oh yes. Since liberty has taken over, we have had problems to include getting a new credit card for my mom and getting automatic payment set up for the credit card. I also have concerns about security. I had to tell her asked me for my Social Security number when I was trying to make a deposit… No one’s Social Security number should ever be requested in public. The manager there and I asked her about it and she said oh yes. Today, the teller asked me if I had a codeword, I had no idea what she’s talking about. I did not have one, and we simply proceeded. It seems to me that liberty is concerned with the perception of security, not necessarily with actual service and security.
  • WB
    Whitney Brigance
    Nov 27, 2025
    5.0
    Great bank switch for me!
  • KE
    Kimberly Embry
    Jan 19, 2022
    5.0
    I have nothing bad to say about this bank. The workers are all friendly, always willing to help with whatever is going on. Try them, you will not be disappointed!
  • MB
    Margaret Bennett
    Apr 4, 2016
    5.0
    The staff is very courteous and helpful.

Frequently Asked Questions About Liberty Federal Credit Union | West Owensboro

Why should I join Liberty Federal Credit Union?

Liberty FCU is owned by its members. So everything we do, we do for you! We’re the tristate’s largest credit union, but we maintain a commitment to service to each and every member. Full-service financial convenience: From savings, checking, and investment plans to loans, credit card, and mortgage options. Competitive rates: A credit union typically offers loans at lower rates and pays dividends on savings and checking at higher rates than banks. Safety for your funds: Your accounts are insured up to $250,000 by NCUA, a U.S. government agency. IRA funds are insured for an additional $250,000 by the NCUA. Friendly service: Our number one priority is member satisfaction. We’ve been providing friendly, personal and reliable service to all of our members since 1936. We offer convenient locations and 24-hour service online and by phone. We also offer non-traditional services, including a travel agency and personal property insurance agency.

What services are available?

Here is just a sample: Savings: savings, money market, certificate, IRA, and HSA accounts. Checking: interest-earning checking, debit/ATM cards, and more. Loans: auto loans, personal loans, motorcycle/RV/boat loans, and business loans. Credit cards: Consumer and Business Cards. Home loans: fixed- and adjustable-rate mortgages and home equity options. Investment services: financial planning, estate planning, mutual funds and bonds. Convenience services: worldwide ATM service, free online banking, and more!