BankBusiness Banking ServiceSavings and Loan AssociationOnline BankingATMHome Loan ProviderEquity LoansMortgage RefinanceCentral Bank & Trust Co
Rooted in the community since 1946, Central Bank remains dedicated to serving the people and businesses in the areas we call home. We are here, as always, with local customer service and support, as well as online, mobile and phone banking services available twenty-four hours a day. Our trusted local professionals are here to help you thrive. To learn more about how we can be Central to you, contact a banker, visit us at centralbank.com, or stop by one of our 28 convenient banking centers. Member FDIC.
Update 5/5/25
I had a situation with my business debit card being over charged by a local gym. I called and spoke with Shirley about that matter and she told me my bank account would not be charged an overdraft fee repeatedly until I got my account up to balance.
I called today and Shirley swears she never spoke to me. The amount of gas lighting and disrespect that comes out of this woman’s mouth is absolutely deplorable. They probably shouldn’t allow her to answer the phone.
Just bank elsewhere. Especially if it's a business account.
My business account debit card was shut off for “fraud” for a legitimate charge that had previously went through a month before, leaving me without access to my money while on a business trip out of the state. I was not aware of this until 7 days after the claimed “fraudulent” charge, again leaving me without access to my money. The solution I was offered was to come into the bank and withdraw money… how can I do that if I’m not even in the state?
RB
Richard Redmon (Buck)
Feb 6, 2022
4.0
Good service!
JP
Jeremy Pendleton
Jan 4, 2020
1.0
Going to close my account here asap! They are always closed by the time I get off work or I'd already done it. I have been banking here for rite at a year and asked about a small 1000$ loan last week. The woman said the smallest loan they offer is 1500$ so I told her that's fine. I could tell it was a waste of time rite off the bat because the loan officer was very rude. So I got on my mobile banking app and looked up deposits. The app only goes back to mid October almost 3 months ago and it shows 17,657.49 had been deposited to my account in less than 3 months. I ended up getting denied. They seem to think I couldnt pay back 1500$ in a years time when I've made over 10x that amount in less than 3 months. I ended up going to a different bank and got approved with no trouble at all and I didnt even have a account there.
Frequently Asked Questions About Central Bank & Trust Co.
Where is Central Bank & Trust Co. located?
Central Bank & Trust Co. is located at 1471 Keene Road, Nicholasville, KY 40356, United States.
What are the operating hours of Central Bank & Trust Co.?
Central Bank & Trust Co. is open Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.
What types of banking products does Central Bank & Trust Co. offer?
They offer checking and savings accounts, mortgages, certificates of deposit, credit and debit cards, auto loans, and more.
What services are available at Central Bank & Trust Co.?
Services include banking, insurance, mortgage, investments, online and mobile banking, bill pay, and wealth management.
How can I contact Central Bank & Trust Co.?
You can reach them by phone at +1 859-881-6953 or toll-free at +1 800-637-6884. They also have a fax number: +1 859-253-6003.
Does Central Bank & Trust Co. have wheelchair accessible facilities?
Yes, the bank has wheelchair accessible entrances and parking.
Is an appointment required to visit Central Bank & Trust Co.?
No, appointments are not required to visit the bank.
What nearby places can I visit near Central Bank & Trust Co.?
Nearby, you can visit Lowe's Home Improvement for home needs, or stop by Rite Aid and Walgreens for pharmacy and convenience store services.
Are there nearby medical or dental services around Central Bank & Trust Co.?
Yes, several dental and eye care centers such as Rebecca Wheeler, DMD, Nicholasville Dental Center, and Dr.'s Ditto & Musick Eye Care Center are located nearby.
If I'm traveling to Central Bank & Trust Co., are there convenient financial services nearby?
Yes, several ATMs including LibertyX Bitcoin ATM and CoinFlip Bitcoin ATM, as well as other banks like Farmers Bank and First Southern National Bank, are nearby to help with your financial needs.