Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.8
18 reviews
5 stars
11
4 stars
1
3 stars
1
2 stars
1
1 star
4
- CBClay BornefeldAug 15, 20255.0I’d give 6/5 stars if possible. Dylan was my loan officer and helped me every step of the way. I thought there was no way I’d get approved with my previous credit history (bad relationship that left me in financial shambles). He was able to get me approved quickly and get me MY money within the hour! He also went above and beyond to get a payment that fit MY budget. I will definitely be coming back to him for more assistance in the future!
- AWAdele WayneAug 6, 20255.0The company has opened communication and are trustworthy. The customer service is excellent and knowledgeable. This was my second experience with them.
- SDSHERRY DOUGLASApr 2, 20255.0EVERYONE I TALK TO ARE VERY FRIENDLY AND HELPFUL
- TDT1P2 DunnFeb 24, 20201.0A BUNCH OF LOAN SHARKS!!!!
- AWashley williamsonJul 11, 20171.0The customer service at the loan facility is some of the worse that I have ever had. I will never borrow money from this company again!!! I had a combative agent named Seth who was very defensive and needs more training on how to deal with customers.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What type of financial services does Republic Finance provide?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How does pre-qualification differ from applying for a loan at Republic Finance?
Pre-qualification gives an estimate of loan terms based on your credit and information provided; final approval requires completing a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between an interest rate and an APR?
The interest rate is the cost percentage for borrowing money excluding fees. APR includes the interest rate plus other fees such as origination or closing fees, expressed as a percentage.
What does refinancing a loan mean at Republic Finance?
Refinancing replaces your existing loan with a new loan that may have a new interest rate, revised terms, and a new repayment timeline, including the remaining balance and any agreed fees.
How quickly can I receive funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; in-office loan closings issue paper checks the same day.
What are the loan amount limits at Republic Finance?
Loan approval size depends on factors like residence and income; the maximum you can pre-qualify for online is $10,000.
What happens if I miss a payment on my Republic Finance loan?
Missing payments may incur a late charge; details can be obtained from your local branch or loan documents.
What restaurants are near Republic Finance on Blankenbaker Pkwy in Louisville?
Nearby restaurants include Little India Louisville, Penn Station East Coast Subs, Kimis Asian Bistro, Angio's Italian Restaurant, El Caporal Mexican Restaurant, and FireFresh BBQ.
Are there any convenient services near Republic Finance for meal prep or healthy groceries?
Yes, Prepping with Peppers Meal Prep and Catering offers health foods and grocery services close to Republic Finance.
What nearby services can help if I need vehicle maintenance or accessories near Republic Finance?
Nearby services include Oxmoor Hyundai for automotive repairs and used cars, and Wood's Tint & PPF for car window tinting.