Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
2.1
20 reviews
5 stars
5
4 stars0
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1 star
13
- GGGenx GamingSep 22, 20245.0It's fast and easy to apply and receive the money. The app is user friendly and makes making payments easy. It would be nice to have a paperless option instead of having mail come to my house instead of email but overall I cannot complain about the the service.
- CGCorey GarDec 3, 20201.0Never use this place very unprofessional!
- ASAdam ScherzerMar 2, 20181.0Check out my pics to see the terms of their pre-approved loan junk mail they send. Loan you $2,782 and you'll end up having to pay it back at 37.99% for a total of $4,350. "Let us HELP you this Spring!" No thanks!
- RVRodney VaughanJan 31, 20171.0This organization is run by crooks who prey on the poor by mailing them pre-approved loan offers in the form of a check with an exorbitantly high interest rates (39.22%). Please do not do busy with them.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How can I pre-qualify for a loan with Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and the information you provide. Final approval requires completing a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR on a Republic Finance loan?
The interest rate is the percentage charged for borrowing money, while the APR includes the interest rate plus any additional fees expressed as a percentage.
What does it mean to refinance my loan at Republic Finance?
Refinancing replaces your existing loan with a new one that may have different rates, terms, or repayment timelines, including your remaining balance and any agreed fees.
How long does it take to get funds from Republic Finance?
With electronic funding, funds are deposited within 1-2 business days; funds from a loan closed in a physical location are received the same day via paper check.
What are the business hours of Republic Finance in Louisville, KY?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays like Thanksgiving and Christmas.
Where is Republic Finance located in Louisville, KY?
Republic Finance is located at 8013 Bardstown Road, Louisville, KY 40291.
What nearby medical facilities are near Republic Finance that customers might visit before or after their loan consultation?
Nearby medical facilities include Sharp Chiropractic, Tipton and Unrue Foot and Ankle, Kopp and Luckett dental office, and Results Physiotherapy—customers can conveniently visit these health care providers around their visit to Republic Finance.
What nearby dining options are available near Republic Finance for customers?
Customers can enjoy meals at nearby restaurants such as Outback Steakhouse, Misawa Sushi Bar, Jersey Mike's Subs, and Dunkin' Donuts before or after visiting Republic Finance.
Are there any convenient nearby shops or services customers might use in the area of Republic Finance on Bardstown Road?
Yes, nearby services include pharmacies like Rite Aid and Walgreens, convenience stores like Circle K, gas stations such as Marathon Gas, and financial services like Western Union and LibertyX Bitcoin ATM for added convenience.