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Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty's free Vertical Checking account offers a high interest rate of 3.45% APY on balances up to $20,000. It has been recognized by Forbes as one of Indiana’s best financial institutions. It has also been named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appeared on Newsweek’s list of America’s Best Banks in 2022. Liberty currently serves more than 270,000 members across all fifty states and at least eight countries.
Frequently Asked Questions About Liberty Federal Credit Union | Old Henry
Why should I join Liberty Federal Credit Union?
Liberty FCU is owned by its members. So everything we do, we do for you! We’re the tristate’s largest credit union, but we maintain a commitment to service to each and every member.
Full-service financial convenience: From savings, checking, and investment plans to loans, credit card, and mortgage options.
Competitive rates: A credit union typically offers loans at lower rates and pays dividends on savings and checking at higher rates than banks.
Safety for your funds: Your accounts are insured up to $250,000 by NCUA, a U.S. government agency. IRA funds are insured for an additional $250,000 by the NCUA.
Friendly service: Our number one priority is member satisfaction. We’ve been providing friendly, personal and reliable service to all of our members since 1936.
We offer convenient locations and 24-hour service online and by phone.
We also offer non-traditional services, including a travel agency and personal property insurance agency.
What services are available?
Here is just a sample:
Savings: savings, money market, certificate, IRA, and HSA accounts.
Checking: interest-earning checking, debit/ATM cards, and more.
Loans: auto loans, personal loans, motorcycle/RV/boat loans, and business loans.
Credit cards: Consumer and Business Cards.
Home loans: fixed- and adjustable-rate mortgages and home equity options.
Investment services: financial planning, estate planning, mutual funds and bonds.
Convenience services: worldwide ATM service, free online banking, and more!
I already have my accounts somewhere else. Why open a credit union account?
We can add real value to your life. You can take care of all your financial needs right at the credit union—from savings, checking and investment plans to loans, credit cards and mortgage options—and you will probably pay less for them, too! The credit union offers 24-hour account access online and by phone. Plus, you can take care of your daily financial needs at one of our convenient branch offices or at thousands of CU Service Centers throughout the United States.
What is a credit union?
A credit union is a cooperative organization owned entirely by its members and operated for the benefit of all who belong. Credit unions provide a full spectrum of financial services—just like other financial institutions. The difference is that credit unions are not-for-profit organizations whose earnings are passed onto all members in the form of lower loan rates, high savings rates, fewer fees and added or improved services.
Why should I join Liberty Federal Credit Union?
Liberty FCU is member-owned, offering full-service financial convenience, competitive rates, insured funds, and friendly service with convenient locations and 24-hour online and phone access. Founded in 1936, it prioritizes member satisfaction.
What financial services does Liberty FCU offer?
Services include savings, checking, investment plans, auto, personal, business loans, credit cards, mortgages, and convenience services like online banking and mobile check deposits.
What makes credit unions like Liberty FCU different from banks?
Credit unions are cooperative, not-for-profit organizations owned by members. They provide competitive rates, fewer fees, and earnings returned to members, unlike banks which are for-profit.
Can I access my Liberty FCU account online and with a mobile app?
Yes, Liberty FCU offers secure online banking and has mobile banking apps available for both Android and iOS devices.
What are Liberty FCU's branch hours?
The branch is open Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and closed on weekends and major holidays.
Does Liberty FCU offer any special checking account benefits?
Yes, Liberty's free Vertical Checking account offers a high interest rate of 3.45% APY on balances up to $20,000 and has been nationally recognized for excellence.
Where is Liberty FCU | Old Henry located?
It is located at 2300 High Wickham Place, Louisville, KY 40245, United States.
Are there nearby food options when visiting Liberty FCU?
Yes, Subway is located nearby offering sandwich and fast food options, convenient for grabbing a meal before or after your visit.
What accommodations are available near Liberty FCU for out-of-town visitors?
La Quinta Inn & Suites Louisville East hotel is nearby, providing convenient lodging options for visitors to the credit union.
Are there other financial services near Liberty FCU that members might find helpful?
Yes, several mortgage brokers such as Ruoff Mortgage (Katie King, Courtney Zurkuhlen, Patrick McClinton) and financial advisors like ARGI Financial Group are nearby, useful for members seeking related services.