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Rooted in the community since 1946, Central Bank remains dedicated to serving the people and businesses in the areas we call home. We are here, as always, with local customer service and support, as well as online, mobile and phone banking services available twenty-four hours a day. Our trusted local professionals are here to help you thrive. To learn more about how we can be Central to you, contact a banker, visit us at centralbank.com, or stop by one of our 28 convenient banking centers. Member FDIC.
This bank is so hard to deal with. The employees are not trained well. Their system is not user friendly for business accounts.
JM
J Mckenzie
Aug 8, 2025
1.0
I was recently scammed out of a lot of money and they did ABSOLUTELY NOTHING to help or investigate. they took my money and banned me from banking with them instead of conducting a thorough investigation. Dont trust the staff with anything major since they dont know how to handle it.
NS
Nishaan Sandhu
Nov 21, 2021
5.0
This bank is legitimately the BEST bank in Lexington. You always get a human when you call and the staff seems happy to work there, which says a lot. They have superb (SUPERB) customer support, service and all the amenities a big bank would have. Only it’s better because it’s not corporate and they actually care. Their offices are beautiful and welcoming - great for everyone. I think the morale and mood of employees often reflects the morale of the bank and the caliber of interactions they encounter from their clients experience. This place is legit. They offer QBX files (for accounting), options for no fee banking and all in one statements (checks and account statements). I’m so glad someone referred me to them (they worked in an accountants office) and hope that you enjoy them too - for real. You will
Be so happy. You’re welcome ;) :D
CS
Crystal Settle
Sep 12, 2019
5.0
I Love this bank. Everyone here is great! Staff are enjoyable, fast, friendly and efficient!!
Frequently Asked Questions About Central Bank & Trust Co.
What are the business hours for Central Bank & Trust Co. in Lexington?
Central Bank & Trust Co. in Lexington is open Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday from 9:00 AM to 6:00 PM. It is closed on Saturdays and Sundays.
Where is Central Bank & Trust Co. located?
Central Bank & Trust Co. is located at 300 West Vine Street, Lexington, KY 40507, United States.
What types of banking products does Central Bank & Trust Co. offer?
They offer a variety of products including checking and savings accounts, mortgages, certificates of deposit, credit and debit cards, online and mobile banking, and auto loans.
Does Central Bank & Trust Co. provide online and mobile banking services?
Yes, Central Bank & Trust Co. offers online and mobile banking services that are available 24 hours a day for customer convenience.
How can I contact Central Bank & Trust Co. for customer service?
You can contact Central Bank & Trust Co. at their local phone number +1 859-253-6013 or toll-free at +1 800-637-6884.
Is an appointment required to visit Central Bank & Trust Co.?
No, appointments are not required to visit Central Bank & Trust Co.
What nearby places can I visit after banking at Central Bank & Trust Co.?
After your visit, you might want to check out Kincaid Towers, a local landmark with a fountain, or enjoy some meals at nearby Trindy's Cafe or Gourmet Cafe and Catering.
Are there any nearby hotels around Central Bank & Trust Co. in Lexington?
Yes, the Hilton Lexington/Downtown and Hilton Lexington / Downtown hotels are located nearby, providing convenient accommodation options for visitors.
Where can I find other banking services near Central Bank & Trust Co.?
Nearby you can find additional banking services such as Central Bank ATM, Central Bank Building, and Hilliard Lyons for your financial needs.
What social media channels does Central Bank & Trust Co. use to connect with customers?
Central Bank & Trust Co. is active on Facebook at facebook.com/centralbank and on Instagram and Twitter under the handle @centralbankKY.