Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information provided, while final approval and terms depend on completing a full application.

Yes, loan checks are real pre-approved loan offers from Republic Finance.

The interest rate is the cost percentage for borrowing money excluding fees, while APR includes the interest rate plus fees like origination or documentation, typically making it higher.

Refinancing replaces your current loan with a new one that may have a different interest rate, terms, or repayment timeline, including your remaining balance and any agreed fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days; in-office closings provide same-day paper checks.

You can pre-qualify online for a loan up to $10,000, though final approvals depend on factors like state and income.

You may be charged a late fee; for specific details, contact your local branch or review your loan documents.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays.

After visiting Republic Finance, you can enjoy dining at Namaste Indian Cuisine & Bar or Kansai Japanese Steakhouse; also, you can shop at Plato's Closet or relax at Herbal Spa Nails nearby.

H&R Block can help with tax preparation and financial planning, while Olsommer-Clarke Insurance offers auto insurance, both complementing your financial management after securing a loan.

You can visit retail stores such as GameStop and Cellular King Elizabethtown for electronics and games, or shop for children’s clothing at Once Upon A Child - Elizabethtown nearby.