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Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty's free Vertical Checking account offers a high interest rate of 3.45% APY on balances up to $20,000. It has been recognized by Forbes as one of Indiana’s best financial institutions. It has also been named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appeared on Newsweek’s list of America’s Best Banks in 2022. Liberty currently serves more than 270,000 members across all fifty states and at least eight countries.
Location
Liberty Federal Credit Union | Lovers Lane
544 Lovers Lane, Bowling Green, KY
42103, United States
Hours
Reviews
3.7
25 reviews
5 stars
15
4 stars
2
3 stars0
2 stars
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1 star
7
- STShelbye TramellAug 29, 20255.0We worked with David Renick and his amazing assistant Mary Peralta on a home buying process. They were both very professional and great to work with! They made our loan processing for a home ho smooth. 10/10 recommend.
- RDRyan DuffJun 25, 20251.0Complete nightmare experience that lasted for over 50 days. Was pre-approved to refinance a loan at a lower interest rate then strung along the entire time before they said no at the end. Bad communication from Allie Wheeler who led us down this road. No help from her boss David Renick. They even made me pay a $600 appraisal fee and still turned me down despite positive equity of over $115,000 in our house, a credit score over 700, and good payment history with them. They held the fact that I pay child support against me even though I pay zero in insurance and my car is paid off. They ran my credit 4 times during these 50 days and made my score go down each time. Horrible frustrating experience
- RJRobert JonesDec 29, 20225.0Great place. Friendly staff
Frequently Asked Questions About Liberty Federal Credit Union | Lovers Lane
Why should I join Liberty Federal Credit Union?
Liberty FCU is owned by its members. So everything we do, we do for you! We’re the tristate’s largest credit union, but we maintain a commitment to service to each and every member.
Full-service financial convenience: From savings, checking, and investment plans to loans, credit card, and mortgage options.
Competitive rates: A credit union typically offers loans at lower rates and pays dividends on savings and checking at higher rates than banks.
Safety for your funds: Your accounts are insured up to $250,000 by NCUA, a U.S. government agency. IRA funds are insured for an additional $250,000 by the NCUA.
Friendly service: Our number one priority is member satisfaction. We’ve been providing friendly, personal and reliable service to all of our members since 1936.
We offer convenient locations and 24-hour service online and by phone.
We also offer non-traditional services, including a travel agency and personal property insurance agency.
What services are available?
Here is just a sample:
Savings: savings, money market, certificate, IRA, and HSA accounts.
Checking: interest-earning checking, debit/ATM cards, and more.
Loans: auto loans, personal loans, motorcycle/RV/boat loans, and business loans.
Credit cards: Consumer and Business Cards.
Home loans: fixed- and adjustable-rate mortgages and home equity options.
Investment services: financial planning, estate planning, mutual funds and bonds.
Convenience services: worldwide ATM service, free online banking, and more!
I already have my accounts somewhere else. Why open a credit union account?
We can add real value to your life. You can take care of all your financial needs right at the credit union—from savings, checking and investment plans to loans, credit cards and mortgage options—and you will probably pay less for them, too! The credit union offers 24-hour account access online and by phone. Plus, you can take care of your daily financial needs at one of our convenient branch offices or at thousands of CU Service Centers throughout the United States.
What is a credit union?
A credit union is a cooperative organization owned entirely by its members and operated for the benefit of all who belong. Credit unions provide a full spectrum of financial services—just like other financial institutions. The difference is that credit unions are not-for-profit organizations whose earnings are passed onto all members in the form of lower loan rates, high savings rates, fewer fees and added or improved services.
Why should I join Liberty Federal Credit Union?
Liberty FCU is member-owned and committed to serving you with competitive rates, insured accounts, friendly service, and convenient 24-hour access online and by phone.
What financial products and services does Liberty Federal Credit Union offer?
Liberty FCU offers savings and checking accounts, various loans including auto and mortgage, credit cards, investment and financial planning services, plus convenience options like online banking and mobile check deposit.
How is a credit union like Liberty FCU different from a traditional bank?
Credit unions like Liberty FCU are nonprofit, member-owned cooperatives that return earnings to members via lower rates, higher savings dividends, fewer fees, and enhanced services.
What are the branch hours for Liberty Federal Credit Union at Lovers Lane?
The branch is open Monday to Thursday from 8:30 AM to 5:00 PM, Fridays until 6:00 PM, Saturdays 8:30 AM to 12:00 PM, and is closed on Sundays.
Is Liberty Federal Credit Union insured and how much coverage is provided?
Yes, accounts are insured up to $250,000 by the NCUA with additional coverage for IRA funds up to another $250,000, securing your deposits.
How can I access Liberty Federal Credit Union's services remotely?
You can use Liberty FCU’s mobile banking apps available on Android and iOS, and access 24-hour online and phone banking services.
What nearby medical facilities can I visit before or after banking at Liberty FCU?
You can visit Vanderbilt Eye Institute Graves Gilbert, Greenview Surgery Center, or KORT Physical Therapy, all within the local Bowling Green area, for health services around your Liberty FCU visit.
Are there dining options near Liberty Federal Credit Union on Lovers Lane?
Yes, Tony's of Bowling Green, an American and seafood restaurant, is nearby and makes a great choice for a meal before or after your banking appointment.
Where can I find childcare services near Liberty FCU on Lovers Lane?
Nearby childcare options include Lovers Lane KinderCare and Smart Start Child Care, which are convenient if you need care while visiting the credit union.
What other local businesses might be helpful to customers visiting Liberty FCU?
Curran Automotive offers vehicle repair and tire services nearby, useful if you need car maintenance around your banking visit.