Centra Credit Union began when eight employees of the Cummins Engine Company came together to find a convenient place to save their hard-earned money while having access to low-cost credit. This foundational principle of "People Helping People" led to the growth of Centra Credit Union and is still at the center of who we are. As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union. Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do.
Amy Cockerham at Centra was great at getting me going with my Credit and was super helpful answering all the questions I had, definitely a great experience!
EC
Evan Chaille
Oct 20, 2025
5.0
The North Vernon branch made my HELOC process simple from start to finish. Thanks again!
HB
Harley Batts
Oct 17, 2025
5.0
I was in and out very quick. Everyone was so nice and helped me get what I needed. They are also very helpful and understanding.
JL
Jessica Magic Salt of Kentuckiana LLC
Oct 16, 2025
5.0
Worked with Lindsay on a home loan - might be the easiest thing I have ever done! She was awesome! Answered all questions, set up appointments, made application a breeze, and signing final documents even easier. I will be back to work with her again!
Frequently Asked Questions About Centra Credit Union
What are the main services offered by Centra Credit Union?
Centra Credit Union offers banking services including savings, low-cost credit, loans, mortgage lending, financial planning, and ATM access.
Where is Centra Credit Union located?
Centra Credit Union is located at 975 Veterans Drive, North Vernon, IN 47265, USA.
What are the regular business hours of Centra Credit Union?
Centra Credit Union is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Is Centra Credit Union accessible for people with disabilities?
Yes, Centra Credit Union has a wheelchair accessible entrance.
Does Centra Credit Union offer drive-through banking services?
Yes, Centra Credit Union has a drive-through service for customer convenience.
How can I become a member of Centra Credit Union?
You can learn about becoming a member and open an account by visiting https://www.centra.org/become-a-member/.
What are the holiday hours for Centra Credit Union?
Centra Credit Union is closed on November 11, November 27, December 25, and January 1. It has reduced hours (8:30 AM to 12:00 PM) on December 24 and December 31.
What nearby dining options are available near Centra Credit Union?
Nearby dining options include Pizza Hut for American pizza, Taco Bell for Mexican fast food, Long John Silver's for seafood, and Subway for sandwiches.
Are there any nearby services that can help with vehicle needs?
Yes, near Centra Credit Union you can find Super Suds Car Wash for cleaning and Country Chevrolet Buick Service for automotive repair and sales.
What are some nearby points of interest for personal care and beauty services?
Nearby beauty and personal care services include Infinity Salon, Beauty by Braylee, Shear Illusions, and VIP Nail & Spa North Vernon.