Centra Credit Union began when eight employees of the Cummins Engine Company came together to find a convenient place to save their hard-earned money while having access to low-cost credit. This foundational principle of "People Helping People" led to the growth of Centra Credit Union and is still at the center of who we are. As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union. Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do.
wonderful people there , that’s helpful and very much understanding ! the service was wonderful !
NH
Natalie Humphrey
Oct 22, 2025
5.0
Sarina Kenney went above and beyond and helped me refinance my car at an amazing rate. it’s been the easiest and a very quick process, she was very patient and helpful dealing with hardships from my original lean holders. I recommend her service to everyone and am very thankful for her and the entire process.
Frequently Asked Questions About Centra Credit Union
What are the main services offered by Centra Credit Union?
Centra Credit Union offers credit union services including installment loans, financial advising, mortgage lending, and operates ATMs. It focuses on low-cost credit and cash rewards for members.
Where is Centra Credit Union located?
Centra Credit Union is located at 2150 State Street, New Albany, IN 47150, United States.
What are the operating hours of Centra Credit Union?
Centra Credit Union is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays and certain holidays.
Does Centra Credit Union have wheelchair accessible facilities?
Yes, Centra Credit Union has a wheelchair accessible entrance, parking, and also offers a drive-through service.
How can I become a member of Centra Credit Union?
You can learn how to become a member of Centra Credit Union by visiting their membership page at https://www.centra.org/become-a-member/.
Is there an app to manage my Centra Credit Union accounts?
Yes, Centra Credit Union offers mobile apps available on Android and iOS for easy account management.
What nearby places can I visit near Centra Credit Union on State Street?
Nearby, you can visit places like Penn Station Sandwich Shop, Panera Bread café, Starbucks coffee shop, and Kroger grocery store for dining and shopping.
Are there other financial services near Centra Credit Union?
Yes, nearby financial services include Bank of America ATM and Financial Center, WesBanco, H&R Block for accounting, and Western Union money transfer services.
What food options are available around Centra Credit Union?
You have multiple dining options nearby such as Chipotle Mexican Grill, Papa Murphy's Take 'N' Bake Pizza, Popeyes, A&W Restaurant, and El Nopal Mexican restaurant.
Can I find other services like health or retail stores near Centra Credit Union?
Yes, nearby services include Williams Brothers Healthcare pharmacy, Sleep Outfitters furniture store, Cellular Sales and Verizon mobile phone stores, and Dollar Tree discount store.