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Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty's free Vertical Checking account offers a high interest rate of 3.45% APY on balances up to $20,000. It has been recognized by Forbes as one of Indiana’s best financial institutions. It has also been named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appeared on Newsweek’s list of America’s Best Banks in 2022. Liberty currently serves more than 270,000 members across all fifty states and at least eight countries.
Frequently Asked Questions About Liberty Federal Credit Union | Mt. Vernon
Why should I join Liberty Federal Credit Union?
Liberty FCU is owned by its members. So everything we do, we do for you! We’re the tristate’s largest credit union, but we maintain a commitment to service to each and every member.
Full-service financial convenience: From savings, checking, and investment plans to loans, credit card, and mortgage options.
Competitive rates: A credit union typically offers loans at lower rates and pays dividends on savings and checking at higher rates than banks.
Safety for your funds: Your accounts are insured up to $250,000 by NCUA, a U.S. government agency. IRA funds are insured for an additional $250,000 by the NCUA.
Friendly service: Our number one priority is member satisfaction. We’ve been providing friendly, personal and reliable service to all of our members since 1936.
We offer convenient locations and 24-hour service online and by phone.
We also offer non-traditional services, including a travel agency and personal property insurance agency.
What services are available?
Here is just a sample:
Savings: savings, money market, certificate, IRA, and HSA accounts.
Checking: interest-earning checking, debit/ATM cards, and more.
Loans: auto loans, personal loans, motorcycle/RV/boat loans, and business loans.
Credit cards: Consumer and Business Cards.
Home loans: fixed- and adjustable-rate mortgages and home equity options.
Investment services: financial planning, estate planning, mutual funds and bonds.
Convenience services: worldwide ATM service, free online banking, and more!
I already have my accounts somewhere else. Why open a credit union account?
We can add real value to your life. You can take care of all your financial needs right at the credit union—from savings, checking and investment plans to loans, credit cards and mortgage options—and you will probably pay less for them, too! The credit union offers 24-hour account access online and by phone. Plus, you can take care of your daily financial needs at one of our convenient branch offices or at thousands of CU Service Centers throughout the United States.
What is a credit union?
A credit union is a cooperative organization owned entirely by its members and operated for the benefit of all who belong. Credit unions provide a full spectrum of financial services—just like other financial institutions. The difference is that credit unions are not-for-profit organizations whose earnings are passed onto all members in the form of lower loan rates, high savings rates, fewer fees and added or improved services.
Why should I join Liberty Federal Credit Union?
Liberty Federal Credit Union is member-owned and offers full-service financial convenience with competitive rates, insured accounts, friendly service, convenient locations, and innovative services like a travel agency and personal property insurance.
What types of accounts and loans does Liberty FCU offer?
Liberty FCU offers savings accounts (including money market, certificates, IRAs, and HSAs), checking accounts, auto loans, personal loans, mortgage loans, credit cards, and business loans.
What makes a credit union different from a bank?
A credit union is a cooperative owned entirely by its members and operates not-for-profit, offering lower loan rates, higher savings rates, fewer fees, and improved services compared to banks.
What are Liberty FCU's branch hours?
The Mount Vernon location is open Monday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and closed on weekends. Holiday hours vary, with some early closings and some days closed.
Does Liberty FCU provide online and mobile banking services?
Yes, Liberty FCU offers online banking and has mobile banking apps available for both Android and iOS devices for convenient 24-hour access.
Who can I contact for mortgage loans at Liberty FCU?
You can contact Craig Huebner, Liberty FCU Mortgage Loan Officer, for assistance with mortgage loans.
What nearby businesses can I visit alongside Liberty FCU at Mount Vernon?
Nearby you can find Studio 1554 hair salon for beauty services, Cousin's Subs for a quick meal, and the Rehabilitation and Performance Institute for physical therapy needs.
Are there any nearby financial or insurance services near Liberty FCU?
Yes, nearby financial services include Edward Jones for investment advice and Shrode Insurance & Real Estate for insurance and real estate services.
Can I find automotive services near Liberty FCU?
Yes, places like Pacific Coast Details, Wildcat Wash, and Super Wash car washes are nearby for auto detailing and car wash needs.
How do Liberty FCU's associations benefit members?
Liberty FCU partners with associations such as Liberty Wealth Services, Liberty FCU Insurance Group, and Ambassador Travel Club to provide members with additional financial, insurance, and travel-related benefits.