Credit UnionBankLoan AgencyMortgage LenderFinancial PlannerCentra Credit Union
Centra Credit Union began when eight employees of the Cummins Engine Company came together to find a convenient place to save their hard-earned money while having access to low-cost credit. This foundational principle of "People Helping People" led to the growth of Centra Credit Union and is still at the center of who we are. As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union. Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do.
This might be a good place to post things hopefully I'll get what I'm asking after I explain my review based on what the bank is telling me and doing to me so on July 14th I opened a account up there and then a couple of months if I'm not mistaken I got a line of credit witch was 700 and after I got approved I started seeing my amount I paid going more tourge my principal instead of my actual payment and asked why and got told it's going to help credit well apon the next visit I was trying to get a loan of 700 to a 1,000 but got denied do to me oweing Verizon wireless well I called Jefferson Capital to see why it shows that and apon asking about it found out there was a first class action lawsuit against Verizon wireless over there high fees and other situations and before I called Jefferson Capital I got approved at two other places one is world finance in Kentucky and got approved based on my situation with Verizon wireless being on my report so can someone over centra credit Union get this mess up taken care cuz based on other people's answers I got is there credit is way worse then mine and still get help at the bank I need answers cuz I need help with a loan it's poor service knowing u get told by the bank of yeah open a account and we will help u with ur credit and help u apply for a loan but the true story behind what they said to me was not only a lie but to build a higher level of respect on getting people at there banks to only shoot them down after they get denied I'll be requesting a transfer to a different bank that is centra credit Union once I get my life on track with real people who don't lie just to get ur service I'm not very satisfied with the disrespect I got from the loan agents that told me to be careful on paying Jefferson Capital the 1,000 well now I don't half to worry cuz I got a legal aid helping me with Jefferson Capital on getting my credit disputed on all three of my credit reports have a nice life with lying to ur newly customers hopefully they see this and not get a account opened up there
RS
revas spencer
Sep 23, 2025
5.0
Customer service is always good and the credit union really helps a person grow if the want to
TB
Tabatha Baker
Sep 23, 2025
5.0
Amazing customer service! The lady’s here are amazing
RC
Ronnie Clayton
Sep 23, 2025
5.0
Everyone who has helped me get what I needed has always done wonderful.
PE
Patricia Engle
Sep 23, 2025
5.0
Rachel Tucker was very friendly and helpful! Recommend this branch!
Frequently Asked Questions About Centra Credit Union
What is the address of Centra Credit Union in Madison, IN?
Centra Credit Union is located at 303 Clifty Drive, Madison, IN 47250, US.
What are the regular business hours of Centra Credit Union?
Centra Credit Union is open Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Are there any holiday hours or closures for Centra Credit Union?
Centra Credit Union is closed on November 11, November 27, December 25, and January 1. It has reduced hours from 8:30 AM to 12:00 PM on December 24 and December 31.
Does Centra Credit Union offer wheelchair accessible entrances and drive-through services?
Yes, Centra Credit Union has wheelchair accessible entrances and provides a drive-through service for your convenience.
How can I become a member of Centra Credit Union?
You can learn how to become a Centra Member by visiting their membership page at https://www.centra.org/become-a-member/.
What is the main phone number to contact Centra Credit Union in Madison?
You can reach Centra Credit Union at +1 812-273-8844 for local or main office inquiries.
Does Centra Credit Union have a mobile app for easier banking?
Yes, Centra offers a mobile app available on Android via the Google Play Store and on iOS through the Apple App Store for seamless banking.
Which nearby eateries can I visit before or after my visit to Centra Credit Union?
Nearby food options include The Friendly Bean Team - Madison IN, Ponderosa Steakhouse, El Nopal Mexican Food, Gatti's Pizza, Scooter's Coffee, Hardee's, Rally's at 400 Clifty Drive, and KFC.
What automotive services and dealerships are near Centra Credit Union?
Nearby automotive services include Craig Toyota, Toyota Of Madison, Superior Auto, Inc, Thornton's Motorcycle Sales, Big O Tires, and Rhino Linings of Kentuckiana.
Which nearby stores offer mobile phone services or electronics close to Centra Credit Union?
Nearby mobile and electronics stores include Verizon, TCC (Verizon Authorized Retailer), Cricket Wireless, and Rymco Madison Deals.