Centra Credit Union began when eight employees of the Cummins Engine Company came together to find a convenient place to save their hard-earned money while having access to low-cost credit. This foundational principle of "People Helping People" led to the growth of Centra Credit Union and is still at the center of who we are. As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union. Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do.
I've been with Centra Credit Union for over a decade, and their service is unmatched. With a new venture in my life, their team was able to help navigate setting up the right accounts and provided excellent service when I had questions and needed help. I would definitely recommend them!
AH
Amanda Hart
Oct 17, 2025
5.0
Centra employees are awesome!
DD
Dennis
Aug 15, 2025
5.0
Brittany is the best
DA
David Acosta
Nov 28, 2023
1.0
I do not recommend this bank to anyone, terrible customer service, they never answer the phone, they do not know how to work
Frequently Asked Questions About Centra Credit Union
What is Centra Credit Union and what makes it unique?
Centra Credit Union is a not-for-profit financial institution founded by Cummins Engine Company employees with the principle of 'People Helping People'. Profits return to members as rewards, better rates, and lower fees, making members co-owners.
What are the regular business hours for Centra Credit Union?
Centra Credit Union is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Are there any special holiday hours for Centra Credit Union?
Yes, Centra Credit Union is closed on November 11, November 27, December 25, and January 1. On December 24 and December 31, it is open from 8:30 AM to 12:00 PM.
Does Centra Credit Union have facilities for wheelchair users?
Yes, Centra Credit Union has a wheelchair-accessible entrance and parking for ease of access.
Is there a drive-through service available at Centra Credit Union?
Yes, Centra Credit Union offers a drive-through service for customer convenience.
How can I contact Centra Credit Union?
You can reach Centra Credit Union by calling +1 812-503-3154 for local inquiries or +1 800-232-3642 for toll-free calls.
Are there mobile apps available for Centra Credit Union customers?
Yes, Centra Credit Union offers both Android and iOS apps. The Android app is available on the Google Play Store, and the iOS app can be downloaded from the Apple App Store.
What nearby dining options can I visit before or after my appointment at Centra Credit Union?
Nearby dining options include Subway sandwich shop and Coffee Crossing cafe, perfect for grabbing a meal or coffee before or after your visit.
Are there medical facilities near Centra Credit Union for any health needs?
Yes, Southern Indiana Rehab Hospital - River Ridge and GCCS Employee Health and Wellness Center are nearby medical facilities you can visit if needed.
What local services like childcare or dry cleaning are available near Centra Credit Union?
Nearby services include Lil Giggles Childcare & Preschool for childcare needs and Nu-Yale Cleaners for dry cleaning services.