Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Location
Hours
Reviews
5.0
6 reviews
5 stars
6
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- CSCurt Sr.Sep 4, 20255.0The staff at the Greenwood,IN branch are awesome! They're very kind & helpful.
- SHSpencer HamiltonAug 11, 20255.0I really appreciate the commitment to helping out even when they didn't have to .Easy smooth process with awesome employees and great communication!!. Page at the Indianapolis branch. Thank You!
- CGCarman GabbardJun 16, 20255.0Very friendly and helpful I had a great experience with them and the process was quick. Thank you
- JGjames gullattNov 30, 20245.0Awesome staff. Very friendly and knowledgeable.
- PSPam SmithJun 6, 20245.0Very knowledgeable and helpful. Explained everything in detail and professional. Love working with them
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for one?
Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and provided information, while final approval depends on completing a full loan application.
Is a loan check from Republic Finance real?
Yes, a loan check is a pre-approved loan offer from Republic Finance.
How does the interest rate differ from the APR on a loan?
The interest rate is the percentage charged for borrowing money, excluding fees. APR includes the interest rate plus fees like origination or documentation fees, so it is typically higher.
What does refinancing a loan with Republic Finance entail?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline, including remaining balance and applicable fees.
How quickly can I receive funds from Republic Finance?
With electronic funding, money is deposited within 1-2 business days. If you close your loan in person at a Republic Finance office, you receive funds the same day via a paper check.
What are the Republic Finance office hours in Indianapolis?
The Indianapolis office is open Monday to Friday from 8:30 AM to 5:30 PM, and is closed on weekends and certain holidays.
How much can I borrow with Republic Finance?
The loan amount depends on factors like state of residence and income, but the largest loan you can pre-qualify for online is $10,000.
What if I miss a payment at Republic Finance?
Late payments may incur a late fee. Contact your local branch or review your loan documents for exact details on late charges.
What nearby places can I visit when attending Republic Finance at 5370 E Thompson Rd, Indianapolis?
Near Republic Finance, you can visit Kroger Marketplace for groceries, Dutch Bros Coffee for beverages, or Papa Murphy's Take 'N' Bake Pizza for a meal before or after your visit.
Are there nearby automotive services near Republic Finance?
Yes, services like Car-X Tire & Auto and Tire Discounters are nearby if you need auto repairs or tire services during your visit to Republic Finance.
What business management and printing services are close to Republic Finance?
Nearby you can find The UPS Store 2812 for printing and packing supplies and Shred Nations for shredding and business services, helpful if you need document support.