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Centra Credit Union began when eight employees of the Cummins Engine Company came together to find a convenient place to save their hard-earned money while having access to low-cost credit. This foundational principle of "People Helping People" led to the growth of Centra Credit Union and is still at the center of who we are. As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union. Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do.
I'm not a member with Centra but used their ATM because they were listed as a shared branch on the coop site. I went to do a withdrawal and it said a $2.50 surcharge. I paid it because I drove all the way there and didn't have time to go anywhere else. I suggest Centra removes themselves from the shares branch site because it's false and a sneaky way to make $. I WILL NEVER USE CENTRA AGAIN! I will also tell everyone I know not to use them as well! My credit union is Family Horizons which is part of shared branching!
AE
Al Edyvean
Nov 7, 2025
5.0
Just signed up for a new account and it was an easy experience.
Frequently Asked Questions About Centra Credit Union
What are the main services offered by Centra Credit Union?
Centra Credit Union offers banking services including loans, mortgage lending, financial planning, and ATM access as a not-for-profit financial institution focused on member benefits.
Where is Centra Credit Union located?
Centra Credit Union is located at 4562 North Shadeland Avenue, Indianapolis, IN 46226, USA.
What are the regular business hours for Centra Credit Union?
Centra is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. It is closed on Sundays.
Does Centra Credit Union offer wheelchair accessible facilities?
Yes, Centra Credit Union offers wheelchair accessible entrance and parking, and also features a drive-through service for convenience.
How can I become a member of Centra Credit Union?
You can learn how to become a member of Centra Credit Union by visiting their membership page at https://www.centra.org/become-a-member/.
Can I book an appointment at Centra Credit Union online?
Yes, appointments can be booked online through their reservation system at https://outlook.office365.com/book/Shadeland1@centra.org/?RefID=yext.
Are there places to eat near Centra Credit Union?
Yes, nearby restaurants include Taqueria Los Primos and Taqueria y Pupuseria Escobar, which offer Mexican and Salvadoran cuisine.
Where can I get hair and beauty services near Centra Credit Union?
Nearby beauty salons include Sofi's Hair Braiding, Sirneal's Barbershop2, and Loc’D IN, which offer hair and barber services.
What parks or recreational areas are near Centra Credit Union?
Gardner Park, which features a playground and other activities, is located near Centra Credit Union for recreational opportunities.
Where can I find convenience stores or gas stations close to Centra Credit Union?
Nearby options include Marathon, Speedway, Mobil gas stations, Family Dollar, Walgreens, and BP America convenience stores.