Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and provided information; final approval requires a full loan application.

Yes, loan checks are real pre-approved loan offers provided by Republic Finance.

The interest rate is the cost percentage to borrow money excluding fees, while the APR includes interest plus fees such as origination and documentation fees.

Refinancing replaces your current loan with a new one possibly having a different interest rate, terms, or repayment timeline, including the remaining balance and applicable fees.

With electronic funding, funds are deposited within 1-2 business days; in-person loan closings provide funds the same day via paper check.

You can pre-qualify for up to $10,000 online, though final loan approval depends on factors like residence and income.

Late payments may incur a late charge. Details can be obtained by contacting your local branch or reviewing your loan documents.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays.

Nearby places include Schnucks Green River supermarket for groceries, Orangetheory Fitness for workouts, and Eva Nails & Spa for beauty services, providing conveniences around your visit.

You can combine your financial visit with a workout session at Orangetheory Fitness to promote a healthy lifestyle on the same trip to the area.

Yes, nearby restaurants include ZENSHI Handcrafted Sushi and Los Portales Mexican Grill, perfect for dining before or after your visit to Republic Finance.