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Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty's free Vertical Checking account offers a high interest rate of 3.45% APY on balances up to $20,000. It has been recognized by Forbes as one of Indiana’s best financial institutions. It has also been named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appeared on Newsweek’s list of America’s Best Banks in 2022. Liberty currently serves more than 270,000 members across all fifty states and at least eight countries.
Their "hold/pending" time on payments is absolutely ridiculous. It doesn't matter if its a from an institution you've received payments from multiple times, or one that's never sent you payments before, or if its from a federal agency. Especially if its near the end of a month, and even worse if its at the end of a quarter.
ML
Mark Landon
Dec 17, 2025
5.0
I have always found that the services and friendly courteous service offered from the staff and the Mobile Banking App. helpful.
LL
Louis Lusk
Dec 11, 2025
5.0
Brand new member. Needed assistance attaching my personal checking account to my on line loan account. Called for technical help. NO AI PHONE SUPPORT TO DEAL WITH, NO ONE FROM OVERSEAS TO TRY AND UNDERSTAND. A live representative from the credit union was very polite and walked me through the on line application to get my task accomplished. Such a great experience, can't thank you enough. You have gained a member for life, even if I have to pay a higher interest rate for a loan I would do it just for their excellent customer service.
LK
Libuse Karich
Dec 10, 2025
5.0
Employees are always courteous and very helpful. They try their best to accomodate me when I had difficulty getting my other bank connected. They have great financial products and services especially their home mortgage interest rate.
Frequently Asked Questions About Liberty Federal Credit Union | Main Office
Why should I join Liberty Federal Credit Union?
Liberty FCU is owned by its members. So everything we do, we do for you! We’re the tristate’s largest credit union, but we maintain a commitment to service to each and every member.
Full-service financial convenience: From savings, checking, and investment plans to loans, credit card, and mortgage options.
Competitive rates: A credit union typically offers loans at lower rates and pays dividends on savings and checking at higher rates than banks.
Safety for your funds: Your accounts are insured up to $250,000 by NCUA, a U.S. government agency. IRA funds are insured for an additional $250,000 by the NCUA.
Friendly service: Our number one priority is member satisfaction. We’ve been providing friendly, personal and reliable service to all of our members since 1936.
We offer convenient locations and 24-hour service online and by phone.
We also offer non-traditional services, including a travel agency and personal property insurance agency.
What services are available?
Here is just a sample:
Savings: savings, money market, certificate, IRA, and HSA accounts.
Checking: interest-earning checking, debit/ATM cards, and more.
Loans: auto loans, personal loans, motorcycle/RV/boat loans, and business loans.
Credit cards: Consumer and Business Cards.
Home loans: fixed- and adjustable-rate mortgages and home equity options.
Investment services: financial planning, estate planning, mutual funds and bonds.
Convenience services: worldwide ATM service, free online banking, and more!
I already have my accounts somewhere else. Why open a credit union account?
We can add real value to your life. You can take care of all your financial needs right at the credit union—from savings, checking and investment plans to loans, credit cards and mortgage options—and you will probably pay less for them, too! The credit union offers 24-hour account access online and by phone. Plus, you can take care of your daily financial needs at one of our convenient branch offices or at thousands of CU Service Centers throughout the United States.
What is a credit union?
A credit union is a cooperative organization owned entirely by its members and operated for the benefit of all who belong. Credit unions provide a full spectrum of financial services—just like other financial institutions. The difference is that credit unions are not-for-profit organizations whose earnings are passed onto all members in the form of lower loan rates, high savings rates, fewer fees and added or improved services.
Why should I join Liberty Federal Credit Union?
Liberty FCU is a member-owned credit union offering full-service financial convenience, competitive rates, insured funds, friendly service since 1936, convenient locations, 24-hour online and phone service, and unique services like a travel agency and personal property insurance.
What financial products and accounts does Liberty FCU offer?
Liberty FCU offers savings, money market, certificate, IRA, HSA accounts; interest-earning checking; debit/ATM cards; auto, personal, motorcycle, RV, boat, business, student, and mortgage loans; credit cards; and investment services including financial and estate planning.
What services are available at Liberty Federal Credit Union?
Services include online banking, a mobile banking app, safe deposit boxes, mobile check deposit, and worldwide ATM access, alongside financial planning and insurance services through its affiliates.
What are the branch hours for Liberty Federal Credit Union Main Office?
The main office is open Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 12 PM. It is closed on Sundays and certain holidays such as November 11 and 27, and December 25.
How can I access Liberty FCU’s mobile banking app?
Liberty FCU’s mobile app is available for download on both Android and iOS devices via the Google Play Store and Apple App Store respectively.
Where is Liberty Federal Credit Union Main Office located?
The main office is located at 4401 Theater Drive, Evansville, IN 47715, USA.
What nearby financial and mortgage services can assist Liberty FCU customers?
Nearby services include Maverick Carnahan - Liberty FCU Mortgage Loan Officer and American Mortgage Service Company, providing nearby mortgage loan options that complement Liberty FCU's offerings.
What nearby dining options are available around Liberty FCU Main Office?
Customers can visit nearby dining spots such as Cheddar's Scratch Kitchen, Scooter's Coffee, McAlister's Deli, and Domino's for a variety of meal and beverage options before or after their visit.
Are there any nearby educational institutions customers might want to visit?
Yes, Harrison College Evansville Campus and Good Shepherd School are nearby educational institutions that customers may find convenient to visit in the area.
What nearby services can support my insurance and financial planning needs?
Adjacent services include Liberty Wealth Services, Manuel Ramirez - State Farm Insurance Agent, Austin Hutchins - State Farm, and financial advisors at Edward Jones, helping customers with insurance and wealth management needs near Liberty FCU.