Heights Finance in Springfield, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Springfield offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone to start the loan application process. Friendly representatives are available to help you find suitable loan options.
What documents are required to apply for a loan?
Applicants should bring two sources of identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
Is good credit necessary to qualify for a loan at Heights Finance?
Good credit can help, but loans are approved based on multiple factors. Even without stellar credit, you may still qualify by applying.
What are the operating hours of Heights Finance in Springfield?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Does Heights Finance Springfield offer loan refinancing?
Yes, if you have a current loan with Heights Finance, you may be eligible to refinance by visiting a branch and consulting with a team member.
What payment methods can I use to pay back my loan?
Payment options include online payments, mobile app, automated bank payments, checks, money orders, and debit card payments through your local branch.
Are there any nearby food options near Heights Finance in Springfield?
Yes, nearby food options include Subway, Hunan Express, McDonald's, Starbucks, Freddy's Frozen Custard & Steakburgers, Little Caesars Pizza, and Arby's, which you can visit before or after handling your loan needs.
What other financial services are available close to Heights Finance?
Nearby financial services include Chase bank with ATMs, LibertyX Bitcoin ATM, Advance America, and Western Union money transfer services, providing convenient options for your financial transactions.
Are there automotive-related services near Heights Finance in Springfield?
Yes, nearby automotive-related businesses include Elite Auto Plaza, Richmond Auto Group, Glass Doctor, Harmon Autoglass, Jus Tint car window tinting, and U-Haul Moving & Storage for truck rentals.