Heights Finance in Rock Falls, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Laura was amazing to work with! She really went out of her way to help and made sure I understood everything. The loan process was super quick and easy, and she made it stress-free from start to finish. I’d definitely recommend Laura to anyone she’s honest, helpful, and just really great at what she does!
TP
Teagan Palmer
Sep 23, 2025
5.0
I have to say how grateful i am to have chosen such a great place for my loan! The ladies here have been so kind, respectful and patient in every interaction weve had, Ill be recommending them any chance i get.
JS
Jeffrey Surrena
Sep 12, 2025
1.0
If office hours are 8:30a to 5:30p and the building is locked at 5p. How is your business still open with the lights on doors locked.
And someone is on a call?
But argue with you if you miss a phone call?
How is this business still in operation and making money?
TR
Tony Riddle
Apr 28, 2022
5.0
Great staff very helpful with everything answered all my questions would definitely recommend to others!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Rock Falls, IL offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting the branch in person to start the loan application process.
What do I need to bring to apply for a loan?
Bring two forms of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or bank statements.
Are my credit scores a determining factor for loan approval?
While good credit helps, loan decisions are based on multiple factors, so you may qualify without stellar credit.
What are the business hours for Heights Finance in Rock Falls?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance offer wheelchair accessible entrances and onsite parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available for customers.
Can I make loan payments online or via an app?
Yes, payments can be made online, through the mobile app, automated bank payments, checks, money orders, or debit cards.
Is there a Heights Finance branch near me in Rock Falls?
Yes, the Rock Falls branch is located at 905 W Rock Falls Rd, IL 61071.
What nearby businesses can I visit when I come to Heights Finance in Rock Falls?
Nearby places include Leonard Real Estate, Edward Jones financial services, and Mario Melendez: Allstate Insurance, all of which can complement your financial planning needs.
Are there any dining options near Heights Finance in Rock Falls?
Yes, you can visit nearby dining spots such as Bo's Bait and Tackle and Dairy Queen for a meal before or after your visit.
What recreational or shopping venues are close to Heights Finance on Rock Falls Rd?
Nearby recreational and shopping options include Rainbow Falls Adventure Golf for fun activities and Caudillo Gifts for shopping needs.