Heights Finance in Quincy, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Tried numerous times to get a loan. They have you submit a ton of things just to deny you. I’ve been approved through Security and World Finance with no issues. Stay away unless you have great credit because they will waste your time and hit your credit! Terrible!
AP
ashley perry
Jun 26, 2025
5.0
I walked into the office to pay my loan payment and Stacy unexpectedly offered me to refinance. This was such a relief as I was unable to get my daughter a birthday present and wanted to take her to the carnival tonight. I recommend them to anyone needing a loan.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Quincy, IL offer?
Heights Finance offers personal loan options including installment loans, auto loans, and debt consolidation, with loan amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at a branch. The process is designed to be fast and easy.
What documents do I need to apply for a loan?
Bring two sources for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Does Heights Finance require good credit for loan approval?
Good credit helps, but decisions are based on multiple factors. You may still qualify without stellar credit.
Can I apply for a loan over the phone?
Yes, you can call a Heights Finance branch to speak with a team member and start your loan application.
What are the payment options available at Heights Finance?
Payments can be made online, via mobile app, automated bank withdrawals, check, money order, or debit card.
What are the business hours for Heights Finance in Quincy, IL?
Heights Finance is open Monday through Friday, from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.
Is there onsite parking and wheelchair accessibility at Heights Finance?
Yes, Heights Finance has onsite parking and a wheelchair-accessible entrance for customer convenience.
What nearby insurance agencies can I visit when coming to Heights Finance?
Nearby insurance agencies include Nationwide Mutual Insurance Company, Doug Greenwell, Cason Huff Schlueter, and Gallagher Insurance, Risk Management & Consulting, which may assist with your insurance needs before or after visiting Heights Finance.
What healthcare services are located near Heights Finance for additional assistance?
Near Heights Finance, you can find medical care at WeCare tlc Knapheide Family Wellness Center, dental services at Maria L Connoyer DMD PC and Quincy Dental Center, and chiropractic care at Created For Motion and Dr. Nicole Paxton, giving you options for health support alongside your financial planning.
Are there convenient dining options near Heights Finance in Quincy, IL?
Yes, nearby restaurants such as Los Molcajetes and El Patron offer Mexican and Tex-Mex cuisine, great for a meal before or after your visit to Heights Finance.