Business Details
About
Loan Agency
Heights Finance in O'Fallon, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
703 reviews
5 stars
695
4 stars4
3 stars0
2 stars1
1 star3
- TBT BJul 29, 20225.0Very quick, easy approval process, Cara took care of what I needed in a professional and timely manner, very impressed of how fast the process went, filled out my online application, received a call the following morning, approved my loan, and direct deposited the amount into my bank account the same day, very impressed .
- DWDanielle WisnaskyJun 10, 20225.0The women at Heights Finance are very professional and pleasant to work with. Hazel was extremely helpful, I would definitely recommend going here for any loan needs
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in O'Fallon, IL offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans, with loan amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a Heights Finance branch. The loan application process is fast and easy.
What documents do I need to provide when applying for a loan?
Applicants need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility bills, or bank statements.
Do I need a good credit score to qualify for a loan?
Good credit helps but is not required. Loan decisions are based on multiple factors, so even those without stellar credit may qualify.
What are the business hours for Heights Finance in O'Fallon?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is there wheelchair accessible entrance and onsite parking available?
Yes, Heights Finance in O'Fallon has a wheelchair accessible entrance and onsite parking available.
What nearby points of interest are close to Heights Finance that I can visit?
Nearby places include Restorative Body Therapy spa, CycleSurf Studio sports club, and Pure Beauty Institute of Cosmetology, which you might enjoy before or after your visit.
How can nearby real estate or mortgage services assist me when visiting Heights Finance?
Close by is Heights Finance Corporation, a mortgage broker, and H3 Capital Real Estate, which can assist with property financing or management needs alongside your loan options.
Are there convenient amenities nearby for errands when visiting Heights Finance?
Yes, you can also find nearby services like Walgreens pharmacy, UPS Authorized Shipping Outlet, and Dollar General discount store for your errands.
Does Heights Finance offer options for making loan payments?
Payments can be made online, via mobile app, automated bank payments, check, money order, and debit card. You can contact your local branch for more details.