Heights Finance in McHenry, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Ramone helped my husband and I with a title loan it was quick and reasonable rates. Everyone in that office is super friendly
BB
Bonnie Beta
Oct 16, 2025
5.0
Easy, fast, friendly, Loans and financing can be stressful and I was dreading it.
Lucikly Ramon at the McHenry branch made it easy and I dare say enjoyable.
APR is high, but expected when building credit.
Their website makes it easy to start uploading your documents.
***The office is around the corner of the strip mall, next to Azteca next to not the side facing Elm st.
LJ
Leon R Walker Jr
Sep 18, 2025
5.0
Very good people, great customer service, always willing to help people in hard times, easy to work with and fast service!!!!
MB
malia boone
Nov 25, 2023
5.0
Ashley and Mike are great! Professional, prompt, and super easy to work with! I refuse to go anywhere else and always travel to this location simply because of the staff here!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in McHenry, IL offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. The process is designed to be fast and easy.
What documents do I need to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued ID, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
Good credit helps but is not required. Decisions are based on multiple factors, so applying is the best way to find out if you qualify.
What are the business hours for Heights Finance in McHenry?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Is there wheelchair access and parking available at Heights Finance?
Yes, the location has a wheelchair accessible entrance and onsite parking.
Are there nearby stores where I can shop before or after visiting Heights Finance?
Yes, Kiddy Korner Children’s Resale Store and Sparrows Nest Thrift Store are nearby for clothing and thrift shopping.
What dining options are close to Heights Finance in McHenry?
Nearby you can find Up Star Nutrition for smoothies and bakery items, New China for Chinese food, and Alex's Restaurant for fast food like burgers and hot dogs.
Is there a nearby place to learn driving skills near Heights Finance?
Yes, the Midwest Five Star Driving School is close by, providing driving education services.
Can I conveniently get beauty or grooming services near Heights Finance?
Yes, Q Nails, The MB Barbershop, C T Nails, and SALON Unique are nearby for nail, barber, and salon services.