Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Joliet, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
441 reviews
5 stars
433
4 stars5
3 stars0
2 stars0
1 star3
- ISIisha SummersDec 16, 20255.0Staff very kind and informative.
- AHAndrea HennessyDec 10, 20255.0Highly recommend....very nice customer service.
- VMVanessa MckinneyDec 2, 20255.0My Loan Specialist is 5 stars she was very nice and explained everything to me, great hospitality and quick loan response
- JSJaboa SmithNov 25, 20255.0Very kind, helpful, and easy to work with!
- SSShalisa SmithNov 3, 20255.0Very smooth experience! Bernadette was amazing!!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Joliet offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at the branch. The application process is fast and easy.
What identification do I need to apply for a loan?
You need to provide two sources that verify your identity, residence, and income, such as government-issued IDs, proof of income, and utility or bank statements.
Do I need good credit to qualify for a loan?
Good credit helps, but loans are approved based on multiple factors. You may not need stellar credit to qualify.
What are the branch hours for Heights Finance in Joliet?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Where is Heights Finance located in Joliet?
The branch is located at 1145 Essington Rd, Joliet, IL 60435.
What payment methods does Heights Finance accept?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card.
Are there parking and wheelchair-accessible entrances available at Heights Finance?
Yes, the branch has onsite parking and wheelchair-accessible entrances for customer convenience.
What nearby beauty and spa services are close to Heights Finance?
Nearby beauty and spa services include Lashes by Lorraine G., Nailz By Liz, Zsa Zsa’s Hair and Permanent Makeup, Polish and Co - Nails Studio, L.A. Tan, and Sun Club Tanning Salon. You can visit these places before or after your loan appointment for a relaxing experience.
Are there nearby restaurants where I can eat when visiting Heights Finance?
Yes, you can visit Angie’s Mexican Restaurant, Angie’s Pancake House, Friaco’s, Loco’s Mexican Restaurant And Cantina, or The Curator’s Café for a meal nearby.
What local health services are near Heights Finance?
Nearby health services include Dr. Stefanie Ann Ali M.D., Kimberly A. Bauer, MD, Steven Bradley Overpeck (podiatrist), Chicago Dental Implants & Oral Surgery, and Orland Endodontics.