Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Galesburg, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
388 reviews
5 stars
362
4 stars
22
3 stars1
2 stars0
1 star3
- KEKrista ElginOct 24, 20255.0Wonderful place! They helped me out so much, and the staff is very helpful and so kind. Process was quick and painless. Thanks again!!!
- ALAmber LambertApr 25, 20225.0Ladys was very helpful and nice will go there again
- GLGreg LewisMay 20, 20215.0Very nice ppl here. Very personable. Fast money
- MAMarlene AbbottMay 3, 20215.0Wonderful people love them all
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Galesburg, IL offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans, with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch location.
What are the business hours for Heights Finance in Galesburg?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps, but decisions are based on multiple factors; you may still qualify without stellar credit.
What documents are required to apply for a loan?
You need two sources of information for identity, residence, and income verification such as government IDs, proof of income, or utility/bank statements.
What payment methods does Heights Finance accept?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card.
Is Heights Finance accessible for people with disabilities?
Yes, the branch has a wheelchair accessible entrance.
Are there nearby places where I can grab food before or after visiting Heights Finance?
Yes, nearby food options include Papa John's Pizza, Culver's, and Lenny's Subs, offering pizza, burgers, and sandwiches.
If I need beauty or spa services near Heights Finance, where can I go?
You can visit The Tanning Room, CJ Nails, or 1 Nail Salon, all located nearby for tanning and nail services.
What financial or loan services are available near Heights Finance?
Nearby financial services include Tower Loan (mortgage and auto loans), H&R Block (accounting), Security Finance, and Western Union for money transfers.