Heights Finance in Freeport, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Awesome experience I had Brandy go see her it was quick and easy
TW
Tanya Weaver
Aug 25, 2025
5.0
Brandy is great! Very professional and friendly! She made the process quick and easy.
KB
Kelly Berndt
Jul 10, 2025
5.0
Brandy and Alondra were amazing and so helpful!! Would recommend Heights Finance.
It was great to be treated as a person and not just a number ! Very professional and respectful.
BL
Brian Laman
Jul 3, 2025
5.0
Great staff
KS
Keith Strickland
Jun 18, 2025
5.0
I needed to fix my car an heights finance, help me wit it an also help paid off some other debts
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Freeport offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans up to $10,000.
How can I apply for a loan at Heights Finance in Freeport?
You can apply online, by phone, or in person at the branch located at 1717 South West Ave.
What documents do I need to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued ID, proof of income, utility bills, or bank statements.
Do I need good credit to qualify for a loan?
Good credit helps, but decisions are based on multiple factors; you may qualify even without stellar credit.
What are the business hours for Heights Finance in Freeport?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance offer loan refinancing?
Yes, you may be eligible to refinance a current loan by visiting the branch and speaking with a team member.
Are there payment options available for loan repayments?
Yes, payments can be made online, via mobile app, automated bank payments, check, money order, or debit card.
Where is Heights Finance located in Freeport?
The branch is located at 1717 South West Ave., Freeport, IL 61032 with onsite parking and wheelchair accessible entrance.
What are some nearby financial services customers can visit along with Heights Finance?
Nearby financial institutions include Edward Jones and GreenState Credit Union, useful for clients seeking comprehensive financial advising or credit union services.
What dining options are near Heights Finance for customers to visit before or after their appointment?
Customers can enjoy nearby restaurants such as Papa Murphy's for pizza, Higher Grounds Coffee for café options, and Fiesta En Cancun Mexican Restaurant for Tex-Mex cuisine.
Are there convenient places nearby where customers can shop or run errands when visiting Heights Finance?
Yes, Kelley’s Market convenience stores and CVS Pharmacy are nearby for shopping and essentials, making it convenient to combine errands with loan visits.