Heights Finance in Elgin, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
the branch in Randall Rd in Elgin is the best. Jennifer is so helpful and clarifies every single question you may have!!! Best finance company!
JJ
Janjan janjan
Nov 14, 2025
5.0
I’ve used Heights Finance for over ten years as my go to place whenever I need a quick loan. Usually I work with the Aurora office but this time I tried the Elgin office. Per usual, the staff was professional and knowledgeable and took the time to go over the different options available to me. Eder and Jennifer were easy to work with and if you’re in the area and are in the need for a loan with fair rates then give them a call - you won’t be disappointed☺️
SS
Shay
Nov 12, 2025
5.0
Jennifer helped me through the process for my loan. Everything was quick and easy and she was amazing. Thank you again
YL
Yuliana Lozano
Nov 11, 2025
5.0
If you haven’t already got your loan come visit Jennifer. She was quick and helpful and explained everything thoroughly to me to get everything quickly done.
JG
Jovan Gilbert
Oct 30, 2025
5.0
⭐⭐⭐⭐⭐
Excellent service!
This was my second time working with Jennifer at Heights Finance in Elgin and once again it was a pleasure. Jennifer was fast, responsive, and did everything she could to help me. She made the entire process simple and stress free. I truly appreciate her professionalism and the care she shows for her customers. I’ll definitely continue doing business with her and highly recommend her.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What personal loan options does Heights Finance in Elgin offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, and personal loans up to $10,000 tailored to fit your financial situation.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or by visiting a Heights Finance branch in person; the process is fast and easy.
What documents are needed to apply for a loan?
Please bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan at Heights Finance?
While good credit helps, decisions are based on multiple factors and you may qualify without stellar credit; the best way to know is to apply.
What payment methods does Heights Finance accept?
Payments can be made online, via mobile app, automated bank payments, check, money order, and debit card; contact the local branch for details.
What are Heights Finance's operating hours in Elgin?
Heights Finance Elgin is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on weekends.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the Elgin branch has a wheelchair accessible entrance and onsite parking available for customers.
Are there nearby financial advising services close to Heights Finance in Elgin?
Yes, nearby financial advisors include Edward Jones - Financial Advisor: Frank R Petroczky, Edward Jones, Sierens Financial Group, Inc., Telos Asset Management Company, and Monotelo Advisors.
What dining options are near Heights Finance in Elgin?
Papa Saverio's Pizzeria, an Italian restaurant known for pizza, is a nearby dining option where you can enjoy a meal before or after your visit.
What nearby services can help with IT or computer repair needs around Heights Finance?
TeamLogic IT, a nearby information technology and computer repair company, can assist with tech support if needed during your visit.