Business Details
About
Loan Agency
Heights Finance in Effingham, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.5
43 reviews
5 stars
38
4 stars0
3 stars0
2 stars0
1 star
5
- DNDawson NobleMay 15, 20245.0Faith was amazing!
- RPRebecca PhippsAug 21, 20215.0The entire staff are nice and professional. They answer all of your questions and make sure you understand everything about the terms of your loan. Brianna is so nice and gets the job done. I will continue to go there for my financial needs and send anyone I know with financial needs there!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Effingham offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, unsecured and secured personal loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance in Effingham?
You can apply online, by phone, or visit the branch in person to start your loan application process.
What do I need to provide when applying for a loan?
You need two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Are good credit scores required to get a loan?
Good credit helps, but loan decisions consider multiple factors. You may qualify without stellar credit by applying and discussing options with the team.
What are the operating hours of the Heights Finance branch in Effingham?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance in Effingham have wheelchair accessible entrances and parking?
Yes, the location has wheelchair accessible entrances and onsite parking available for customers.
Can I make loan payments online or through a mobile app?
Yes, payment options include online payments, mobile app, automated bank payments, check, money order, and debit card payments.
Where is Heights Finance located in Effingham?
Heights Finance is located at 312 N Keller Dr, Effingham, IL 62401.
What nearby places can I visit before or after my appointment at Heights Finance?
Nearby you can visit The Human Bean coffee shop for a drink, Jimmy John's sandwich shop for a meal, or Circle of Joy Infinity Jewelry to shop for gifts.
Are there other financial or loan services near Heights Finance in Effingham?
Yes, nearby financial services include Heights Finance Corporation (mortgage broker), Security Finance (check cashing/payday loans), and The Money Place of Mount Carmel (installment loans and currency exchange).