Business Details
About
Loan Agency
Heights Finance in Decatur, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
247 reviews
5 stars
238
4 stars2
3 stars1
2 stars0
1 star
6
- JMjeremie martinNov 13, 20251.0Very bad experience no help just wanted to pull a hard credit report after i explained to the lady my current situation with credit karama. Will not return nor recommend.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Decatur offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans up to $10,000 tailored to your financial situation.
How can I apply for a loan at Heights Finance?
You can apply online, in branch, or by phone to start the loan application process quickly and easily.
What do I need to provide when applying for a loan?
You need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
Good credit helps but is not always required; decisions are based on multiple factors, and the best way to find out if you qualify is to apply.
What are the business hours for Heights Finance in Decatur?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and parking?
Yes, the branch has wheelchair accessible entrances and onsite parking available.
What nearby places can I visit around Heights Finance in Decatur?
Nearby you can visit Michael Rudicil: Allstate Insurance for auto or home insurance, Luxury's Nail & Spa for beauty treatments, and Walgreens for pharmacy needs.
Are there employment or social service agencies near Heights Finance?
Yes, the Illinois Worknet Center, Workforce Investment Solutions, and Bestbuystore US are nearby and can assist with employment and social services.
Where can I find financial services or money transfer options near Heights Finance?
Nearby financial services include Midwest Title Loans, Western Union for money transfers, and LibertyX Bitcoin ATM for currency exchange.
Does Heights Finance offer loan refinancing options?
Yes, if you have a current loan with Heights Finance, you may be eligible to refinance by visiting a branch and discussing options with a team member.