Heights Finance in Chicago, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Rachel Bahena is amazing! Great customer service! Karren Forest was also amazing. It took about 20 min to secure my loan.
KR
Kyanna Rosario
Nov 11, 2025
5.0
Phenomenal customer service!! A huge thank you to both Karen and Raciel for helping me, they made things go smoothly during this process. Couldn’t be happier with their service! Run here DON’T walk!!
EC
Enedina Carrizoza
Nov 4, 2025
5.0
Went in nervous without hope of getting approved. But Karen worked her magic was patient with us and explained the ins and outs of the loan process and we where approved in the end. Very friendly environment and professional will definitely recommend this place specially Karen to my family and friends
TW
Tina Walker
Nov 3, 2025
5.0
I would recommend Heights Finance to anyone seeking a loan. Ms. Karen Forrest is a professional and an empathetic person. She cares about the well being of her customers and goes the extra mile. Stop into Heights Finance and see Ms. Karen without delay!
FP
Felicia Patton
Oct 29, 2025
5.0
Karen was so helpful and kind and understanding. The customer service was out of this world such an amazing person.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What personal loan options does Heights Finance in Chicago offer?
Heights Finance offers personal loans up to $10,000, including installment loans, auto loans, and debt consolidation.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone to start the loan application process.
What documentation do I need to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps but is not required; loan decisions are based on multiple factors. Applying is the best way to find out if you qualify.
What are Heights Finance's business hours?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, Heights Finance offers wheelchair accessible entrances and onsite parking for customer convenience.
Can I make loan payments online or via mobile app?
Yes, payments can be made online, through the mobile app, automated payments, check, money order, or debit card.
Is there a Heights Finance branch near me in Chicago?
Yes, Heights Finance has over 350 branches including this location at 1607 W. 18th St in Chicago, IL 60608.
What nearby places can help customers visiting Heights Finance?
Nearby places include AT&T for mobile needs, Dental Sunshine for health services, and Fifth Third Bank & ATM for additional financial services.
What are some local dining options near Heights Finance?
Customers can enjoy meals at nearby Mexican restaurants such as Fogata Village, La Mejikana, and El Berrinches Restaurant after their visit.
Are there beauty and salon services near Heights Finance?
Yes, nearby beauty options include Chicago Hair Care Expert Salon and Stilo Salon for hair and beauty treatments.