Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Champaign, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
327 reviews
5 stars
317
4 stars3
3 stars3
2 stars1
1 star3
- KBkelsey Baker6 days ago5.0Heights Finance provides fast, reliable service with friendly staff who make the loan process simple and straightforward. I really appreciate how they take the time to explain everything clearly and help customers find solutions that work for them. I also want to give a huge shoutout to Allison and Jeanette they were incredibly helpful, patient, and professional throughout the entire process. Their friendly guidance made everything smooth and stress-free, and they truly go above and beyond for their customers.
- JJJulieDec 19, 20255.0Their customer service is top notch!!!
- JTJacqulyn TateNov 14, 20255.0Allison P. was amazing with helping me and even saved me money in the long run! Helped me in two days and at a fast pace at that! Definitely ask for Allison!
- STSierra TurnerOct 29, 20255.0Allison Power was a help to me and my spouse. Very easy to talk to. Very understanding, also friendly. Feel free to reach out to the Heights Finance at Round Barn and ask for Allison Power
- CBConterriana BrownOct 3, 20255.0They are the best they worked with me even though my credit is the best ! Thanks to Allison love her
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Champaign, IL offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, unsecured and secured personal loans up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, call the branch, or visit in person to start the loan application process easily and quickly.
What documents are required to apply for a loan?
You need to provide two sources of identification, residence, and income verification, such as government-issued ID, proof of income, utility bills, or bank statements.
Do I need good credit to qualify for a loan?
Good credit helps, but loan decisions are based on multiple factors. You may still qualify without stellar credit by applying to find out.
What are the payment options for loans at Heights Finance?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
What are the business hours of Heights Finance in Champaign, IL?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is Heights Finance accessible for individuals with disabilities?
Yes, Heights Finance has a wheelchair accessible entrance and onsite services available.
Are there nearby places I can visit after my appointment at Heights Finance?
Yes, you can visit Smoothie King for a healthy drink, Warlow Beauty & Co for beauty services, or Round Barn Manor, a nearby landmark and historical building.
How can nearby AAA Insurance assist Heights Finance customers?
AAA Insurance nearby offers auto insurance services which may complement auto loans from Heights Finance for vehicle financing and protection.
What fitness centers are close to Heights Finance where customers can work out?
Customers can visit nearby gyms such as The Fitness Center or Champaign Fitness Center for their fitness needs before or after visiting Heights Finance.