Heights Finance in Bloomington, IL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Never answers phone after I paid them on time always very sad Christmas this year
RR
Robbie Robertson
Dec 3, 2025
5.0
I needed a loan and was told this was the best place in town, that was an understatement. Before I even sat down Jay had me feeling like we were already friends, he explained everything clearly and got me a good deal plus Rachel was a big help too. I expect courtesy but I got an amazing experience. Any stress I had disappeared instantly. Super satisfied (I would rate ten stars if it was an option) I will definitely be back and bring friends if I can.
KM
K M
Nov 25, 2025
5.0
Rachel was awesome! Always helpful and professional she was able to help me with exactly what I needed to get me on my way.
NO
Nikkiya Oswalt
Nov 18, 2025
1.0
Not a great experience wouldn't recommend unless desprate
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Bloomington offer?
Heights Finance offers personal loan options including installment loans, auto loans, debt consolidation loans, and loans up to $10,000 to fit your financial situation.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or visit the branch in Bloomington to start the loan application process.
What do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to qualify for a loan?
Good credit helps, but decisions are based on multiple factors. You may not need stellar credit to receive a loan. Applying is the best way to find out if you qualify.
What are the business hours of Heights Finance in Bloomington?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, Heights Finance offers wheelchair accessible entrances and onsite parking for customers.
Is there a Heights Finance branch nearby Bloomington, IL?
Yes, Heights Finance has a branch located at 503 N Prospect Rd, Bloomington, IL 61704.
What nearby places can I visit before or after visiting Heights Finance?
Nearby you can visit Bloom Bawrachi Indian Restaurant & Bar and Smash House Tavern for dining or enjoy a haircut at Danny Noonan Certified Hairstylist in Color and Design.
Are there beauty or spa services near Heights Finance in Bloomington?
Yes, nearby beauty services include Unico Hair Studio, Nails & Spa.com, The Ultimate Tan IL, and MK Nails and Spa.
How can nearby businesses like Metronet Bloomington Normal or Priority STD Testing be useful to Heights Finance customers?
Customers can access internet services at Metronet Bloomington Normal or healthcare services at Priority STD Testing close to Heights Finance, making it convenient to handle multiple needs in one area.