P1FCU is a member-owned, not-for-profit financial cooperative. We have grown to now serve members in 19 counties in Idaho, 8 counties in Oregon and the entire state of Washington. We were organized by a group of individuals with the desire to make lending more readily available for employees of Potlatch Forests, Inc. Over 80 years later we are staying true to our organizational values while servicing members in a tri-state region.
Hard to get in touch with someone to get help with any loans they expect everything to be done online. And u get no real explanations as to denials and almost impossible to build any kind of credit or report with them
CE
Connor Elaine
Jan 4, 2026
1.0
I’m on my 5th year of banking with them, and am about you take all my money out and close my account. Their fraud center is a joke, if anything happens to your card on a Saturday evening, you get to just watch your bank account dwindle to zero! Robot voice assistant won’t connect me to anyone in fraud center. Calling to dispute account charges results in having to leave a voicemail and wait until Monday!
The last time I had this issue, we had to get a new debit card sent. That took two weeks, and it was held hostage by UPS because apparently they can’t deliver the card to the P1FCU office on Fairmount???
Also, if you have a credit card with them, and request a credit limit increase, you have to call, request it, and someone has to call you back. Then, waiting for a week and a half before someone gets around to calling you! But only Monday-Friday 8-5 with a lunch hour that directly corresponds with your work hours so you can never call them back.
I used to love the small town feel to this credit union, but it’s becoming glaring why some things need to be large corporations so that there is accessibility beyond their standard office hours. I am beyond frustrated with them.
MM
markw999
Dec 29, 2025
2.0
Love P1FCU. Chris Loseth is a great guy and almost everything has been awesome under his guidance. Except for the automated craziness through the ONE phone number. Probably saved some money, but calling the general number is useless. I used to call my local branch and I LOVED IT!
LR
Laurie Russell
Nov 7, 2025
2.0
Over all my experience with P1FC is OK. But I'm currently really frustrated with my new debit card. I had fraudulent activity on my checking and savings account, which P1FCU handled ok. But obviously I needed a new debit card, this is my third debit card I've had in the 3 years I've been banking with P1FCU. I also have a Boeing credit union account, but I wanted a local credit union so I'm not having to run to Spokane for in person banking. But here's the frustration. P1FCU doesn't make you a new debit card on the spot they have to mail it to you. I believe it took 12 days to get my new debit card and get it activated, which in my opinion is a long time to be without my main source of payment. I'm not cash person I like my quick payments with a card. Of course I couldn't activate it by phone because my partner is the owner and his number is tied to the account (or at least I'm guessing that why I couldn't activate by phone) . So another pointless trip to the bank. But my new cards chip is defective and EVERY.SINGLE.TIME. I go to pay it's chip malfunction..chip malfunction. chip malfunction until the point of sale machine will finally will let me swipe. So I guess I need a new debit card again. So 2 weeks with no card again. At this point I'm thinking BECU is the way to go and BECU pays better interest too.
DD
Dave Diaz
Sep 18, 2025
1.0
Mormons……I don’t think anything else needs to be said!
P1FCU is a member-owned, not-for-profit financial cooperative serving members in Idaho, Oregon, and Washington since 1938.
What are the main services offered by P1FCU?
P1FCU offers services including checking and savings accounts, mortgage and construction loans, auto and recreational loans, credit and debit cards, business accounts, merchant services, and investments.
What are the regular operating hours for P1FCU in Post Falls?
P1FCU is open Monday to Friday from 9:00 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is P1FCU open on major holidays?
P1FCU is closed on major holidays such as Veterans Day (Nov 11), Thanksgiving Day (Nov 27), and Christmas Day (Dec 25).
Does P1FCU provide any drive-through services?
Yes, P1FCU has a drive-through service available at their location.
Where is P1FCU located in Post Falls?
P1FCU is located at 3031 E Mullan Ave in Post Falls, Idaho, 83854.
How can I contact P1FCU for support or inquiries?
You can contact P1FCU at +1 208-746-8900 or email p1fcuweb@p1fcu.org for support or inquiries.
What nearby businesses can I visit along with P1FCU?
Nearby you can find NW Group Auto Sales, Walmart Pharmacy, and The Car Lot, which provide automotive, pharmacy, and used car services respectively.
Are there dining options near P1FCU in Post Falls?
Yes, you can visit nearby restaurants such as Jimmy John's, Burger King, and Papa Murphy's Take 'N' Bake Pizza for quick meals before or after your visit to P1FCU.
What nearby services can help with finances or insurance near P1FCU?
Nearby financial and insurance services include Edward Jones Financial Advisors, Jana Pool American Family Insurance, and the Cash Store for check cashing and payday loans.