P1FCU

3.4
81 reviews

About

Credit Union
P1FCU is a member-owned, not-for-profit financial cooperative. We have grown to now serve members in 19 counties in Idaho, 8 counties in Oregon and the entire state of Washington. We were organized by a group of individuals with the desire to make lending more readily available for employees of Potlatch Forests, Inc. Over 80 years later we are staying true to our organizational values while servicing members in a tri-state region.

Details

  • Drive-throughAvailable

Location

P1FCU
3031 E Mullan Ave, Post Falls, ID
83854, United States

Hours

Reviews

3.4
81 reviews
5 stars
41
4 stars
5
3 stars
5
2 stars
5
1 star
25
  • LR
    Laurie Russell
    Nov 7, 2025
    2.0
    Over all my experience with P1FC is OK. But I'm currently really frustrated with my new debit card. I had fraudulent activity on my checking and savings account, which P1FCU handled ok. But obviously I needed a new debit card, this is my third debit card I've had in the 3 years I've been banking with P1FCU. I also have a Boeing credit union account, but I wanted a local credit union so I'm not having to run to Spokane for in person banking. But here's the frustration. P1FCU doesn't make you a new debit card on the spot they have to mail it to you. I believe it took 12 days to get my new debit card and get it activated, which in my opinion is a long time to be without my main source of payment. I'm not cash person I like my quick payments with a card. Of course I couldn't activate it by phone because my partner is the owner and his number is tied to the account (or at least I'm guessing that why I couldn't activate by phone) . So another pointless trip to the bank. But my new cards chip is defective and EVERY.SINGLE.TIME. I go to pay it's chip malfunction..chip malfunction. chip malfunction until the point of sale machine will finally will let me swipe. So I guess I need a new debit card again. So 2 weeks with no card again. At this point I'm thinking BECU is the way to go and BECU pays better interest too.
  • DD
    Dave Diaz
    Sep 18, 2025
    1.0
    Mormons……I don’t think anything else needs to be said!
  • PM
    Pat Mudd
    Sep 2, 2025
    5.0
    Knowledgeable, friendly and quick
  • EO
    Eric Olsen
    Jul 7, 2025
    1.0
    Just sat in their waiting area for 30 mins and was completely ignored. Finally just got up and left.
  • RB
    Roger Barnes
    Jul 6, 2025
    5.0
    I went to P1fcu to make a car loan payment and they have a new program called the credit builder loan. I applied and it was a good experience. Quick, friendly and attentive staff. Thank you.

Frequently Asked Questions About P1FCU

What type of financial institution is P1FCU?

P1FCU is a member-owned, not-for-profit financial cooperative serving members in Idaho, Oregon, and Washington since 1938.

What are the main services offered by P1FCU?

P1FCU offers services including checking and savings accounts, mortgage and construction loans, auto and recreational loans, credit and debit cards, business accounts, merchant services, and investments.