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Midland Credit Union is a full financial cooperative open to people who live or work in Polk and contiguous counties (Adair, Adams, Audubon, Boone, Cass, Dallas, Guthrie, Harrison, Henry, Jasper, Keokuk, Louisa, Madison, Mahaska, Marion, Mills, Montgomery, Polk, Pottawattamie, Shelby, Story, Union, Warren, and Washington, in Iowa).
We offer banking, loans, auto loan, mortgage, checking, savings, credit cards, insurance, youth accounts, online and mobile banking, CDs, Home equity line of credit, Student loan, recreation loan and more. Come check out the Midland Difference!
Wanted to give a major shout out to Justina at the Council Bluffs Location. She was amazing in working with me to secure my loan for a new vehicle. She was very quick with responses, answered all my questions, and worked with me to facilitate the best rate and deal. Thank You Justina!!
CC
Carl Cain
Nov 16, 2025
5.0
I have been a member of this branch since before the merger and had great service when in Council Bluffs. The only time I ever had a withdraw from my account that wasn't recognized they immediately sent out a new card and helped minimize any other issues.
JJ
Jaxon (Jax)
Aug 25, 2025
2.0
Dont believe the 2 day early pay emails and sign-up messages you recieve for direct deposit. This is a complete false advertisement. I received 2 emails when signing up for direct deposit to be told "we dont offer that."
HH
halle hiers
Nov 25, 2023
1.0
I’ve been banking with United Credit Union since I was around 11 years old and I am just not happy with the recent conversation I had with Andrina. She was very disrespectful. I tried to be Polite and asked for my daily limit to be raised because every single weekend I have a problem being able to spend my hard earned money, and when I asked, she asked me if” I was going to be responsible with my money” I didn’t know when you go through a bank, all of a sudden they get to tell you what you can, and cannot use your money for Last time I checked, I worked for this money, not you. She also brought up a past fraud. I had on my account and told me.” You must have gave someone your card numbers’’ when I had A police report to back it up ! She told me she didn’t support me using third-party apps like Venmo and Cash App when I am a photographer and that’s how my clients pay me but Regardless, it is my decision when and where I want to be able to use my money. After 12 years I am done and will be finding a new bank .
LW
Lindsey Wells
Apr 23, 2022
5.0
The ladies who work here are very sweet. The building is very nice and clean and the drive thru is always moving very quickly.
I like getting dividends by just having a savings account.
I have had my account here for about a year but I plan to stay for a long time. I would definitely recommend this bank to anyone and everyone.
Frequently Asked Questions About Midland Credit Union
What services does Midland Credit Union offer?
Midland Credit Union offers banking, loans, auto loans, mortgages, checking, savings, credit cards, insurance, youth accounts, online and mobile banking, CDs, home equity lines of credit, student loans, recreation loans, and more.
Who is eligible to join Midland Credit Union?
Membership is open to people who live or work in Polk and contiguous counties in Iowa, including counties such as Adair, Adams, Boone, Cass, Dallas, and others.
What are the operating hours of Midland Credit Union?
The credit union is open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM; and is closed on Saturdays and Sundays.
Where is Midland Credit Union located?
It is located at 1900 W. Broadway, Council Bluffs, IA 51501, USA.
How can I contact Midland Credit Union?
You can contact them by phone at +1 515-278-1994 or visit their website at https://midlandcu.org/.
Does Midland Credit Union offer online and mobile banking?
Yes, Midland Credit Union provides both online and mobile banking services for its members.
What nearby financial services are available around Midland Credit Union?
Nearby financial services include United Credit Union, DigitalMint Bitcoin ATM for currency exchange, LoanMax Title Loans, and pawn shops like EZPAWN.
What local dining options are near Midland Credit Union?
Nearby dining options include Hog Wild Pit Bar-B-Q, a barbecue and American restaurant, Domino's Pizza for quick food, and J & B's Lounge for a pub and bar experience.
Are there any nearby stores for electronics or mobile phones?
Yes, stores like Total Wireless, Sprint Store at Radioshack, UScellular, and RadioShack offer mobile phones and electronics nearby.
What nearby services might be useful for someone visiting Midland Credit Union?
Nearby services include Bluffs Foot Clinic for medical care, Heartland Computer for IT and computer repair, Attitudes Salon for beauty services, and Stratton Home Inspections for home inspection services.