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Lōkahi Federal Credit Union is a member-owned financial institution. Anyone who lives, works, worships, or attends school on Oahu can become a member. We offer a variety of deposit accounts, loans (personal, auto, real estate), credit cards, and resources to help with your financial needs. Visit any of our seven locations or apply online. Federally Insured by NCUA.
No aloha here. Kicked off the property just for being in the parking lot
JB
Jeremy Biveb
Sep 11, 2025
5.0
Amazing service and always friendly
JC
John Chiffy
Sep 2, 2025
3.0
Terrible experience...I have been a Hickam Federal and now Lokahi member for over 30 years. I came to the branch to have a single page notarized. This service should not require an appointment, especially when the branch has ZERO customers. I was even willing to wait, but that was not an option offered. The front counter person, did go to speak with the notary in the glass office; when he returned we were informed there were no appointments today. This is the worst customer service, primarily because there were no customers in the branch. But instead, I received an insincere smile and an "Aloha." Thanks for nothing.
UPDATE: Went immediately to Navy Federal Credit Union and they instantly helped me and got me in and out with my document notarized in under 5 minutes.
Final UPDATE: Received a very polite phone call and apology from Sheleah at the branch this morning. There was a miscommunication on the service as this branch is currently unable to provide any notary service while the notary is under going a name change. This is a perfectly acceptable response and completely understandable. I very much appreciate the phone call this morning from Sheleah and am raising rating from 1-star to 3-stars.
LG
Lell Galera
Jul 18, 2025
1.0
Unacceptable Experience at Pearl City Branch.
While I’ve had smooth and friendly service in the past for basic transactions, my recent experience at the Pearl City branch was extremely disappointing.
When I asked a teller to assist with a more complex issue, things quickly went downhill. The service became unprofessional, the process was inconvenient, and it took over a week for my claim to be addressed. Unfortunately, even after all that time, the issue wasn’t truly resolved.
The teller seemed unsure of what she was doing and offered little help or guidance. It left me frustrated and questioning the training and standards at this location.
I won’t be returning to the Pearl City branch, and I hope the bank takes steps to improve the service and support for customers dealing with more than just basic transactions.
SS
Scott Sato
Aug 1, 2023
5.0
I know that I will always be greeted with smiling faces and Fantastic Service. Just the way most individuals would like to start their day.
Frequently Asked Questions About Lōkahi Federal Credit Union
What types of financial products does Lōkahi Federal Credit Union offer?
Lōkahi Federal Credit Union offers checking accounts, savings accounts, credit and debit cards, car and home loans, personal and education loans, certificates of deposit, and more.
Who is eligible to become a member of Lōkahi Federal Credit Union?
Anyone who lives, works, worships, or attends school on Oahu can become a member of Lōkahi Federal Credit Union.
What are the regular branch hours at Lōkahi Federal Credit Union?
Branches are open Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 9:00 AM to 2:00 PM. They are closed on Sundays. ATMs are available 24/7.
What accessibility features does Lōkahi Federal Credit Union provide?
The credit union offers wheelchair accessible entrances and parking, as well as a drive-through service.
How can I contact Lōkahi Federal Credit Union for member services?
You can reach member services by phone at +18084231391 or by email at memberservice@hickamfcu.org.
Does Lōkahi Federal Credit Union offer mobile banking options?
Yes, mobile banking is available through their Android app and iOS app for convenient bank account management.
Are there surcharge-free ATMs available for Lōkahi Federal Credit Union members?
Yes, members have access to surcharge-free ATMs as part of the Co-op network, including ATMs near their Pearl City branch.
What nearby food options are available near Lōkahi Federal Credit Union's Pearl City branch?
Nearby you can find fast-food options like Raising Cane's Chicken Fingers and convenience stores such as 7-Eleven for quick meals or snacks.
Are there any nearby medical facilities close to Lōkahi Federal Credit Union in Pearl City?
Yes, several urgent care clinics like Urgent Care Hawaii and Adventist Health Castle Urgent Care Pearl City are located nearby for accessible healthcare.
How can public transportation help me reach Lōkahi Federal Credit Union in Pearl City?
You can use the Oahu Transit Service, which offers transportation options including airport shuttles, to reach the Pearl City area where Lōkahi Federal Credit Union is located.