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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
3.8
10 reviews
5 stars
7
4 stars0
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1 star
3
- CBChristine Dorsey BowmanOct 17, 20255.0Mike the store mgr was always so helpful particularly when I had a lot going on with kids in college and traveling internationally. It was always nice to know that I could call on Mike to make something happened.
- GRGwen RossJun 11, 20255.0excellent services with republic finances thank you Mike for being so can,and to bill another excellent services no problem with republic finances.10 star
- BCBilly CookDec 28, 20245.0REPUBLIC FINANCE IS A PLACE WHERE YOU CAN GET A LOAN AND HAVE EASY PAYMENTS for a reasonable set of time!!!!
- LDLasandra Davis-HowardAug 13, 20195.0Very helpful and professional
- SSSherry ShanerOct 30, 20181.0Zero stars - I make my payments the same time every month and then all of a sudden one gets sent through the day before and because "their notes state" the 26th its going to cost me a fee from my bank. So sketch - dont go here!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan differ from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided; final approval requires a full loan application.
How soon can I receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in person at a Republic Finance office provide funds the same day via paper check.
What are Republic Finance's regular business hours?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Where is the Woodstock, GA Republic Finance branch located?
The branch is located at 10010 Hwy. 92, Suite 130, Woodstock, GA 30188, USA.
What should I do if I miss a payment on my Republic Finance loan?
If you miss a payment, you may incur a late charge. Contact your local branch or refer to your loan documents for details about late fees.
Can I refinance my loan at Republic Finance, and what does that mean?
Yes, refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including remaining balance and fees.
What nearby entertainment options are available near Republic Finance in Woodstock, GA?
Nearby entertainment includes Stars and Strikes Family Entertainment Center, offering bowling and arcade games, and RetroVidjos, a video game store, perfect for some fun before or after your visit.
Are there any nearby dining options close to Republic Finance in Woodstock?
Yes, you can visit Bub-Ba-Q, a barbecue and Middle Eastern restaurant, or Philly Connection, a fast food delicatessen, both located near Republic Finance for meals.
What nearby services can assist customers looking for personal care or relaxation near Republic Finance?
Nearby personal care options include Queens & Gents Nails Spa and Nail Bar Escape, offering nail and beauty services, as well as Day Spa Massage Woodstock for relaxation and massage therapy.