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Welcome to First Horizon Bank - located in Woodstock. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Woodstock, GA - Springfield Dr
100 Springfield Dr, Woodstock, GA
30188, United States
Hours
Reviews
3.6
9 reviews
5 stars
5
4 stars
1
3 stars0
2 stars0
1 star
3
- GZGrace ZNov 2, 20255.0I would like to express my sincere appreciation for the outstanding service provided by the banking team at First Horizon Bank in Woodstock, GA. Ms. Shannon and Ms. Dori, both bankers I worked with demonstrated exceptional professionalism, kindness, and expertise. They took the time to understand my needs, answer all my questions, and provide guidance with patience and genuine care. Most importantly, they use their professionalism to retain a former customer who plan to leave when the bank system was down at the moment. Their attention to detail and willingness to go above and beyond made my experience seamless and stress-free. It’s rare to find a team that balances efficiency and expertism with such a personal touch, and they truly exemplify what excellent customer service should be. Thank you to the wonderful staff at the Woodstock location— especially Ms. Shannon and Ms. Dori, you’ve earned my trust and continued business. I highly recommend this branch to anyone looking for reliable and dedicated banking professionals.
- CBCathy BaileyFeb 3, 20255.0Excellent and friendly customer service. I was given a comfortable seat and step by step walked through whole process of opening a new account and investing in CDs. As a senior citizen it makes me comfortable to know my money is in their hands.
- LHLaura HopkinsMar 24, 20241.0Terrible experience. They make it almost impossible to pay off your loan early or to pay extra every month. Additionally we haven't been able to access the account online. It says we have an account setup but it's locked. When we call customer service, they say we don't have a profile and they can't create one for us. In my opinion, this is a predatory lender and as soon as we are able, we will get out from under this loan. I cannot understand any circumstances recommend them.
- LWLB .WatsonFeb 16, 20205.0The entire staff is friendly, courteous and cares about the financial needs of my business. They take account safety very seriously and I have seen the teller catch fraudulent behavior due to her keen sense of abnormal acct behavior for a particular client. We left a large bank for the lack of personal feel. First Horizon has not let us down. They all know me by first name and we will never bank with a large bank again. Ask for Dori, Venus, Sarah or Mercy.
- PCPaul ChriscoOct 30, 20181.0I moved my business' banking to Iberiabank because I was impressed with the branch manager's apparent dedication to being a financial partner with her business customers. Unfortunately, according to the branch manager, Iberiabank's underwriting department does not pay attention to detail and performs a credit check is if they were me. We were falsely denied a business credit card and small line of credit based upon completely false reasons (time in business was inaccurate, credit reports were not pulled as a hard inquiry showing the complete picture, etc.). I was able to secure a business Amex and 2 other credit cards, as well as a personal mortgage. So clearly I am a good risk with ample revenue/income and a positive credit history. Customer service reps argue with you to the point they piss you off, then tell you to calm down and how to act. Pure lunacy.
Frequently Asked Questions About First Horizon Bank - Woodstock, GA - Springfield Dr
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - Woodstock, GA - Springfield Dr?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and a personal ID such as a driver's license or passport.
Can I open a personal checking account online?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What mortgage loan options does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Does First Horizon Bank offer assistance for first-time homebuyers?
Yes, the bank provides programs like FHA loans with lower down payments and mortgage specialists to help first-time homebuyers.
What types of small business loans are available at First Horizon Bank?
The bank offers small business term loans, lines of credit, and real estate loans. You can talk to a banker to review your options.
Is parking available at First Horizon Bank - Woodstock location?
Yes, there is free onsite parking including a parking lot, street parking, and a parking garage available for customers.
How can I use nearby Georgia Commerce Bank and IBERIABANK when visiting First Horizon Bank?
These nearby banks serve as alternative financial institutions if you need additional banking services or ATMs while visiting the area near First Horizon Bank.
Are there real estate services near First Horizon Bank - Woodstock?
Yes, nearby real estate agents and agencies like Skyline Properties Group, Farrow Homes, and Keller Williams Realty Partners can help with your real estate needs before or after banking visits.
What nearby services can complement my visit to First Horizon Bank in Woodstock?
You can visit nearby services such as Northpoint Roofing Systems for home improvement, Sunny’s express car wash for auto detailing, or Kids 'R' Kids for childcare services.