Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.5
11 reviews
5 stars
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4 stars
1
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1 star
4
- AMangelia millerSep 22, 20254.0Ms. Mary was patient and cooperative and very professional I love this office everyone is extremely nice
- GTGarry ThorntonMay 21, 20255.0Jarod was very helpful and went well beyond his duties. We really appreciate all yalls help. With getting what we needed done. Look forward to working with yall .
- TTTeresa TartagliaFeb 28, 20251.0After paying them $468.00, 3 payments for December, January, and February I called to make a payment for March they wouldn’t take it because they said I owe money for court documents THEY filed NOT ME! All this happened because I missed one payment in December! So they were going to garnish my wages. DO NOT DO BUSINESS WITH THEM!
- TTTeresa TartagliaJan 29, 20251.0Wanting to garnish my wages for being late for one payment! They said they tried to contact me, but I’d never received a phone call from them that said anything but spam I don’t answer my spam calls. I never received a letter in the mail from them. And they never left a message for me. They are very nice people, but I will never do business with them again and I recommend that you don’t either because they will take you to court in a heartbeat.
- JEJade ErvinJan 11, 20251.0Liars and they’re rude. Told me all I needed was a 500 or better for approval. Let them run my 660 credit score and denied me. Claiming it was b/c of my truck payments, which I’m never late or behind on. Don’t understand why my vehicle is a factor in this situation but when I asked for an explanation, he was rude with it. Will never recommend them to any. Went to mariner finance and got approved instantly, regardless of my car note!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How can I estimate my loan terms before applying?
You can pre-qualify for a loan to get an estimate of loan terms based on your credit and information you provide. Final approval requires a full application.
How do I know if a loan check I received from Republic Finance is genuine?
A loan check from Republic Finance is a real pre-approved loan offer.
What is the difference between the interest rate and the APR?
The interest rate is the cost charged to borrow money, excluding fees. The APR includes the interest rate plus any fees like origination or documentation fees, typically making it higher.
What does refinancing a loan at Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment schedules, covering the balance plus any additional fees allowed.
How quickly can I get funds from Republic Finance after loan approval?
If eligible for electronic funding, funds deposit in 1-2 business days. For in-person loans, you receive funds the same day as a paper check.
What is the maximum loan amount I can apply for online?
You can pre-qualify online for loans up to $10,000, but the final loan size depends on factors like your income and state of residence.
What happens if I miss a loan payment?
Missing a payment may result in late charges. Contact your local branch or review your loan documents for specific details and amounts.
What nearby places can I visit before or after my loan appointment at Republic Finance?
Near Republic Finance at 1733 Gornto Rd, you can visit Just Love Coffee Cafe for a coffee break, Edible Arrangements for gift shopping, or Morgan's for women's clothing.
Are there convenient services close to Republic Finance to help with financial tasks?
Yes, nearby services include H&R Block for tax help and Western Union for money transfer services, making it easy to manage various financial needs in one area.
If I am visiting Republic Finance, where can I find nearby spots for relaxation or self-care?
Close to Republic Finance, you can visit City Cuts, Nails By Chris, or Hair by Leslie Dlaina for beauty and spa services after your loan visit.